Helpful tips before you borrow

Our helpful articles cover the information you need to make an informed home buying decision.

Frequently asked questions

To apply online you will need to have the following documents available for reference:

  • Monthly income
  • Monthly debt payments
  • Total debt you owe
  • A total of your assets
  • Your Social Security number
  • Employment information and verification (ex: W-2, pay stub, etc.)

We have programs that can help. If you are experiencing hardship, please email ccdearlyintervention@bankatfirst.com or call 800.556.2014 for assistance.


*APR = Annual Percentage Rate. These featured interest rates assume a single-family home purchase in Cincinnati, OH, and a borrower with a credit score of 740 or greater. The Fixed Rate Mortgage rates displayed includes a loan rate discount with automatic payments from an eligible First Financial Bank deposit account. Loan rate discounts may vary based on the associated personal First Financial Bank deposit account type, may not be combined with certain other discounts or promotions, may not be available for all loan products, and cannot be applied after loan closing. To be eligible to receive a loan rate discount, prior to closing of your mortgage loan, you must complete an Automatic Funds Transfer (AFT) Agreement to have your recurring payment automatically deducted from a personal First Financial Bank deposit account (excluding Health Savings and Certificates of Deposits). The loan rate discount will be reflected in the interest rate on the Promissory Note. Funds used to establish relationship discounts cannot be applied to closing costs or funds required to close.

Need assistance paying your loan? Please email CCDEarlyIntervention@bankatfirst.com for help or call 800.556.2014.

Looking for a housing counselor? Find one near you for assistance.

All loans are subject to credit review and approval.

NMLS# 619717.