Savings Accounts, Personal Savings l First Financial Bank

savings account options

It's never too late to start planning for your future. That's why we have a variety of savings options to help you effectively manage your money, while still providing you with the financial freedom to enjoy life as you go.

compare savings account options

= service offered	everyday savings	e-savings	money market	money market first	e-money market	indexed money market
No monthly cost of service	included	included	included	included	included	included
Combined statement	included	included	included	included	included	included
e-Delivery	included	included	included	included	included	included
Discounted annual rental of safe deposit box	not-included	not-included	included	not-included	not-included	not-included
Minimum deposit to open account	$25	$25	$5,000	$7,500	$100	$5,000
Minimum balance to avoid service fee	$250	$100	$5,000	$7,500	$1,000	$5,000
Below minimum balance fee	$5	$2.50*Fee waived with one transfer or one direct deposit per statement cycle.	$20	$20	$15	$20

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Everyday Savings

With only $25, you can begin saving towards your goals with convenient access through ATMs, online banking, and our retail banking centers.

Money Market Savings* and Money Market First Savings

Earn a market-based interest rate while enjoying easier access to your funds. Include a spending account with your Money Market Savings to achieve greater flexibility.

e-Savings*

Combine your spending account with an e-Savings account to save for unexpected expenses or a fun-filled weekend.

e-Money Market Savings*

A great account for longer-term growth goals combined with eFree Includes electronic access to statements, transfers and other e-Delivery options.

Student Savers

Help your children learn the importance of saving. For students aged 17 and under, you can open an account with only $25.

Indexed Money Market

Grow your savings securely while earning an indexed interest rate. Move up with the market, with protection provided by a fixed floor rate.

Holiday Club Savings

It's never too soon to begin saving for the holidays. Open an account with only $5. Even better, you can deposit money automatically through our Automatic Funds Transfers, which can be easily set up at any banking center or through online banking.

Individual Retirement Accounts**

Open an IRA today and start saving for your retirement. We have a variety of plans available. Tell us about your goals for securing your future, and we'll recommend the IRA plan that is best for you.

Annuities**

Annuities are a popular, tax-deferred investment for those in or near retirement who are looking for a secure way to save and accumulate money for future needs, tax-deferred growth opportunities and flexible income benefit options.

Certificates of Deposit

Increase your earning power. Open a certificate of deposit account with as little as $500. There are plenty of flexible options to consider, including choosing the maturity that fits your goals.