Open a Personal Checking Account l First Financial Bank

Spending Account Options

Save time and money with our flexible spending accounts. All of our personal accounts include unlimited check writing, free ATM transactions within our network, free Visa^® check card, and free online banking and bill payment.

compare spending account options

= service offered	eFree	simple	signature	preferred	money market
Unlimited check writing	included	included	included	included	included
No-fee ATM transactions within FFB network	included	included	included	included	included
Visa check card	included	included	included	included	included
Panorama*Available only as part of a bundled package	included	included	included	included	included
No-fee online banking & bill payment	included	included	included	included	included
e-Statements and Notices	included	included	included	included	included
Mobile banking	included	included	included	included	included
Overdraft protection, ready reserve and/or dynamic transfer*Upon qualification.	included	included	included	included	included
Variable rate interest*Variable tiered rate which can change daily based on a number of factors, including the average weekly yield of the nation's top money market funds. Call for current rates.	not-included	not-included	not-included	included	included
Complimentary First wallet checks	not-included	not-included	not-included	included	included
Check images returned with monthly statement	not-included	not-included	not-included	included	included
No-fee official checks and money orders	not-included	not-included	not-included	included	1 per month
Discounted annual rental of safe deposit box	not-included	not-included	not-included	included	included
Monthly cost of service	N/A	$4	$6	$10	$10
Minimum deposit to open account	$100	$100	$100	$25	$1,000
Balance to waive monthly cost of service	N/A	N/A	$500*Average monthly balance. 12 signature-based card transactions per month also required.	$200	$2,500

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Simple Account

Best for those who want simple banking-no minimum transaction or balance requirements.

Signature Account

If you enjoy the convenience of a check card and maintain a low average balance, this account was designed for you.

Preferred Checking

If you're over 50, then this is the account for you. Free check orders. Online bill payment. Reduced-size copies of the checks you've written. You'll also earn tiered interest - so the more you save, the more you earn!

eFree Checking

Back to basics. No monthly service charge, free benefits and on-the-go account access, including electronic statements.

Money Market Account*

A robust spending account loaded with complimentary products that also pays you a competitive rate of interest.

* Available only as part of a bundled package.

Visa Check Card

Use your First Financial Bank Visa Check Card everywhere Visa check cards are accepted. The funds are deducted directly from your spending account and include convenient account access at ATM machines. Best of all, you can be sure that your Visa check card is always safe to use, in-store and online.