Spending Account Options
Save time and money with our flexible spending accounts. All of our personal accounts include unlimited check writing, free ATM transactions within our network, free Visa® check card, and free online banking and bill payment.
compare spending account options
|= service offered||eFree||simple||signature||preferred||money market|
|Unlimited check writing||included||included||included||included||included|
|No-fee ATM transactions within FFB network||included||included||included||included||included|
|Visa check card||included||included||included||included||included|
|Panorama*Available only as part of a bundled package||included||included||included||included||included|
|No-fee online banking & bill payment||included||included||included||included||included|
|e-Statements and Notices||included||included||included||included||included|
|Overdraft protection, ready reserve and/or dynamic transfer*Upon qualification.||included||included||included||included||included|
|Variable rate interest*Variable tiered rate which can change daily based on a number of factors, including the average weekly yield of the nation's top money market funds. Call for current rates.||not-included||not-included||not-included||included||included|
|Complimentary First wallet checks||not-included||not-included||not-included||included||included|
|Check images returned with monthly statement||not-included||not-included||not-included||included||included|
|No-fee official checks and money orders||not-included||not-included||not-included||included||1 per month|
|Discounted annual rental of safe deposit box||not-included||not-included||not-included||included||included|
|Monthly cost of service||N/A||$4||$6||$10||$10|
|Minimum deposit to open account||$100||$100||$100||$25||$1,000|
|Balance to waive monthly cost of service||N/A||N/A||$500*Average monthly balance. 12 signature-based card transactions per month also required.||$200||$2,500|
Best for those who want simple banking-no minimum transaction or balance requirements.
If you enjoy the convenience of a check card and maintain a low average balance, this account was designed for you.
If you're over 50, then this is the account for you. Free check orders. Online bill payment. Reduced-size copies of the checks you've written. You'll also earn tiered interest - so the more you save, the more you earn!
Back to basics. No monthly service charge, free benefits and on-the-go account access, including electronic statements.
Money Market Account*
A robust spending account loaded with complimentary products that also pays you a competitive rate of interest.
* Available only as part of a bundled package.
Visa Check Card
Use your First Financial Bank Visa Check Card everywhere Visa check cards are accepted. The funds are deducted directly from your spending account and include convenient account access at ATM machines. Best of all, you can be sure that your Visa check card is always safe to use, in-store and online.
Overdraft Protection Solutions
Get the coverage you need to write checks, use your check card, or make ATM transactions without worrying about being denied.