Checking Accounts, Personal Checking l First Financial Bank

Spending Account Options

Save time and money with our flexible spending accounts. All of our personal accounts include unlimited check writing, free ATM transactions within our network, free Visa^® check card, and free online banking and bill payment.

compare spending account options

= service offered	simple	signature	preferred	money market	e-account
Unlimited check writing	included	included	included	included	included
No-fee ATM transactions within FFB network	included	included	included	included	included
Visa check card	included	included	included	included	included
Combined statement	included	included	included	included	included
No-fee online banking & bill payment	included	included	included	included	included
e-Delivery	included	included	included	included	included
Mobile banking	included	included	included	included	included
Overdraft protection, ready reserve and/or dynamic transfer*Upon qualification.	included	included	included	included	included
Variable rate interest*Variable tiered rate which can change daily based on a number of factors, including the average weekly yield of the nation's top money market funds. Call for current rates.	not-included	not-included	included	included	not-included
Complimentary First wallet checks	not-included	not-included	included	included	not-included
Check images returned with monthly statement	not-included	not-included	included	included	not-included
No-fee official checks and money orders	not-included	not-included	included	1 per month	not-included
Discounted annual rental of safe deposit box	not-included	not-included	included	included	not-included
Monthly cost of service	$4	$6	$10	$10	$10*No monthly cost of service when 20 Visa check card transactions are achieved per statement cycle.
Minimum deposit to open account	$100	$100	$25	$1,000	$100
Balance to waive monthly cost of service	N/A	$500*Average monthly balance. 12 signature-based card transactions per month also required.	$200	$2,500	N/A

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Simple Account

Best for those who want simple banking—no minimum transaction or balance requirements.

Signature Account

If you enjoy the convenience of a check card and maintain a low average balance, this account was designed for you.

Preferred Checking

If you're over 50, then this is the account for you. Free check orders. Online bill payment. Reduced-size copies of the checks you've written. You'll also earn tiered interest - so the more you save, the more you earn!

Money Market Account*

A robust spending account loaded with complimentary products that also pays you a competitive rate of interest.

e-Account

You live your world electronically and want to bank that way, too. The e-Account and your mobile phone are best friends.

* Available only as part of a bundled package.

Visa Check Card

Use your First Financial Bank Visa Check Card everywhere Visa check cards are accepted. The funds are deducted directly from your spending account and include convenient account access at ATM machines. Best of all, you can be sure that your Visa check card is always safe to use, in-store and online.