There is no good excuse for not earning interest on idle balances any longer…let us show you how!
Open an account with only $100. Save toward your goals with convenient access through ATMs, online banking, and our retail banking centers. Make deposits and withdrawals when it is convenient for you. The more you save, the more you earn with tiered interest.
Highlight of benefits:
- Earn tiered interest – the more you save, the more you earn
- Easy access to your funds
- Combine your savings and checking statement to see all of your account balances at a glance
- Online Banking
Earn money market interest.
Earn more. Open a Commercial Money Market Savings Account to earn money market rates. A higher opening deposit is required.
Highlight of benefits:
- Earn tiered interest-the more you save, the more you earn.
- Convenient access to funds through ATMs, online banking, and our retail banking centers
- Online Banking
Be more successful by putting your idle funds to work.
In today’s competitive business environment, collecting receivables and converting them to cash is essential in meeting your daily cash flow needs. Do you have any funds sitting idle while you wait for items to be presented for payment from your account? Put these funds to work with First Financial’s Interest First Sweep.
Highlight of Benefits:
- Earn interest on previously idle balances
- Full automation in movement of funds, both to the investment side or back to cover outstanding checks
- Enjoy the security of FDIC insurance for your investment option
- Earn a competitive interest rate
- Simple reconciliation of activity
- Online Banking
Successfully reduce your interest expense without impacting your cash flow.
If you’re interested in paying down your line of credit without negatively impacting cash flow, First Financial’s Line of Credit Sweep(new name) is right for you. Use the idle cash in your checking account to help reduce your interest expense!
Highlight of Benefits:
- Reduce your interest expense
- Full automation in movement of funds, both to the investment side or back to cover outstanding checks
- Protect your checking account from overdrafts
- Gain an easy tracking system in which all sweeps appear on your monthly statement
- Online Banking
An opportunity to not only earn interest, but reduce interest expense…all in one service!
First Financial’s Two-Way Sweep (need name) lets you have it all. Pay down your line of credit when you have an outstanding balance or invest in our Interest First Sweep after your line of credit is paid. Ideal for seasonal business.
Highlight of Benefits:
- Reduce your interest expense
- Earn interest after your line of credit is paid to zero
- Fully automated to determine when funds should go against your line an when they should sweep to earn interest
- Simple reconciliation
- Online Banking
With this account, you can have the best of both worlds, liquidity with interest!
An account that pays a highly competitive rate of interest while allowing you a certain number of transactions.
Highlight of benefits:
- Up to 6 withdrawals per month, three by check
- Easy reconciliation
- Competitive interest rates
- Online Banking
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