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Smart Banking Solutions Video Series

 
< Rebuild Your Savings for the Future
Episode 6 - March
Many Americans are regaining their footing as they work through challenges presented by the weak economy in the last few years. Periods of unemployment, underperforming investments and unanticipated expenses have contributed to substantially smaller nest eggs for many individuals and families.
 
  Sensible Holiday Spending
Episode 5 - October
The holidays are just around the corner and there’s no better time than now to establish your holiday spending plan. Not sure where to start? Take advantage of some of the services your bank has to offer to help make this year’s shopping experience an enjoyable one.
 
  Simple Ways to Manage Your Money Online
Episode 4 - August
The Internet has made our lives easier in many ways, including the way we manage our finances. Online banking provides security, convenience, and can even save you money.

 
  Smart Credit Solutions
Episode 3 - July
Smart borrowing can help you accomplish your goals, build your credit history, and is often part of a good financial planning process.

 
  Smart Ways to Grow Your Savings
Episode 2 - June
Whether it’s buying a car or a house, planning for a renovation or taking the family on a much-needed vacation, a solid savings plan will help you get there.

 
  Getting the Most from Your Bank
Episode 1 - May
President and CEO, Claude E. Davis discusses how you can earn more with all the extras at First Financial Bank.
 

Smart Ways to Grow Your Savings

First Financial Bank’s Smart Banking Solutions provides you with easy, practical tips to get the most from your banking relationship. This video series will help you take the necessary steps to bring you closer to a more secure financial future.

Feeling more financially secure—it’s something we all strive to achieve, especially today. Making savings a priority in your life will not only provide this sense of security, it will allow you to do the things you really want to do.

By working with First Financial, you can develop a smart, strong and consistent savings plan that will help prepare you for both expected purchases and unexpected life changes.

Saving for an event
Whether it’s buying a car or a house, planning for a renovation or taking the family on a much-needed vacation, a solid savings plan will help you get there. No matter what your goal, a First Financial personal banker will sit down with you to discuss your needs and focus on the steps it will take to make that goal a reality.

Saving for the unexpected
Unexpected events can take us by surprise—unless we’re prepared. One of your first priorities should be building a financial cash reserve with at least three to six months of expenses covered in case your family’s income changes. Preparing for these unexpected events will give you the security and confidence you need when thinking about your future.

Your bank can help
During difficult economic times it’s hard to think about starting a savings plan, but it’s actually one of the best times to stop and evaluate your financial situation. A First Financial personal banker can help you evaluate and develop a plan by taking these three easy steps.

  1. Take a look at where you are now. It may seem obvious but if you don’t stop and look at your cash flow, you’ll never be able to evaluate how to start saving more.
  2. Identify your new goals. If you do not focus and prioritize, you may feel too overwhelmed to ever get started. Prioritizing your needs and wants allows you to reach each goal at the pace that’s right for you.
  3. Establish a plan that makes sense for you. Once you’ve gone through steps 1 and 2 with your personal banker, you can now work together to create the individualized savings plan that will work best for you.

Once you have your plan in place, set up your accounts for direct deposit. This automated feature is one of the most helpful tools and will allow you to set it and forget it. The money you allocate to be directly deposited into savings will likely not be missed and you’ll be surprised by how quickly it adds up.

Take advantage of special offers
Don’t forget about other ways you can save. Your bank may provide special offers to help save you time and money. At First Financial Bank clients are eligible for special rates and reduced fees if they open both a checking and savings account. There are also specific options available that fit into any savings timeline such as a money market account or certificate of deposit.

First Financial banking associates are here to help you take the next step on the path to success. The more our associates get to know about you and your goals, the more they can help you save and take advantage of special offers. At First Financial, it’s about building a relationship with you so that our services and recommendations can be tailored specifically for you.

Call a First Financial personal banker today to get started or visit us online for more information.
1-877-322-9530
www.bankatfirst.com

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