Schedule of Financeable Costs for Conventional Loans

Financeable equipment costs include

  • Kitchen
  • Refrigeration equipment including walk-in coolers
  • Storage area shelving and equipment
  • Decor package
  • Office furniture and equipment
  • POS equipment and computers
  • Signs
  • Small wares
  • Music equipment
  • Video training equipment

Financeable tenant improvement cost include

  • Site work
  • HVAC
  • Building conversion
  • Build-out of commercial space

Financeable soft costs include

  • Freight
  • Installation
  • Installation permits, if applicable
  • Architects, engineering fees
  • Sales tax

Non-financeable cost include

  • Franchise fees
  • Attorney's fees
  • Training expenses
  • Start-up costs
  • Pre-opening advertising
  • Uniforms
  • Working capital