business Loan Solutions
Properly structured financing can play a major role in building your business and making it more profitable. That's why we offer a wide variety of commercial lending options designed to meet your business needs and to achieve your financial goals.
Commercial Real Estate Loans
Allows for the purchasing of a facility for the operation of business.
Finances business facility improvement or expansion as your business grows.
Finances the acquisition of equipment, acquisition of a business and debt restructuring. Frequency of principal and interest repayments are customized to meet your cash flow abilities.
May be used to bridge a gap until a specific business event transpires, enabling you to repay the loan.
Available for agricultural land, livestock, crops, equipment and machinery, as well as lines of credit to meet seasonal funding needs.
Letters of Credit
A letter of credit guarantees the payment of your drafts for a specified period and amount. A domestic or international letter of credit can help you make purchases or conduct business when you have a more limited credit history or business experience.
SBA Guaranteed Loan Program
Backed by an agency of the U.S. government to advance funds that would not be available under normal lending criteria. SBA loans can be made for credit-worthy purposes such as the acquisition of business real estate, machinery or equipment, working capital or other ventures.
Lines of Credit
Lines of credit can be used for a variety of business needs:
- A revolving line of credit provides working capital for a business whose sales growth is greater than the working capital available to support that growth.
- A seasonal line of credit finances inventory buildup and carries accounts receivable during 'business peak' sales periods.
- As your business grows and your needs change we’ll help you choose the best tools to continue your success with our new Smart Business Line of Credit.
Each line of credit features easy client access and flexible terms to meet your business's needs.