Checking Solutions

We know every business is different. We offer several checking account solutions to help you easily manage the finances of your business. Depending on the preferences and needs of your business, we have you covered! Compare our checking accounts to determine which solution is best for your business.



  • Business Plus Checking

    Business Plus Checking

    An interest-bearing checking account designed for businesses with lower transaction needs, up to 150 complimentary transactions per month.

  • SmartBusiness Banking

    SmartBusiness Banking

    SmartBusiness Banking features our most popular business services - checking, money market, remote deposit, online ACH and wire capabilities and more - in one solution.

  • Commercial Analysis Checking

    Commercial Analysis Checking

    Choose to have your accounts grouped or separate to fit your needs-your analysis will be calculated to maximize your earnings.

  • Public Funds Checking

    Public Funds Checking

    Choose from multiple Public Funds Checking accounts designed for small public entities, including state or federal government agencies, local municipalities and public agencies.

Savings Solutions

Cash-on-hand is vital for any growing business to make purchases and cover expenses. It's also equally important that your business' savings continue their earning power; even when they're not in use. Compare our commercial savings accounts to determine which solution is best for your business! 

  • Business First Savings

    Business First Savings

    With only $100, you can open an account today and begin saving toward your goals with convenient access through online banking, and our retail banking centers. Make deposits and withdrawals when it is convenient for you.

  • Investment Sweeps

    Investment Sweeps

    Our investment sweep accounts earn interest on previously idle balances, earn a competitive interest rate and receive full automation in movement of funds, both to the investment side or back to cover outstanding checks. Enjoy the security of FDIC insurance for your investment option.

Business Card Solutions

No matter what your business needs are, we have a corporate card to match! Explore our solutions and discover the great benefits that come with banking at First Financial.

Visa® Business Card

Use your Visa® Business Card to protect your business against unauthorized purchases, insure your business travelers, simplify tracking and reporting and get online access to your business's spending information.

Check Card

Need to make a business purchase? Just present your First Financial Visa Business Check Card, sign the receipt and the amount of your purchase will be automatically deducted from your business checking account.

Subject to credit approval

Smart Business Line of Credit

A relationship with First Financial means personalized service to create customized solutions. That’s why we created the Smart Business Checking account that lets you build the right combination of services for you.

As your business grows and your needs change we’ll help you choose the best tools to continue your success - like our new Smart Business Line of Credit, with a simple application to keep you moving.

Get started now by visiting your local banking center.

START with Smart Business Checking*

Our everyday business banking solution

  • Only $100 minimum balance to open
  • Option to add services right-sized for your business

ADD a Smart Business Line of Credit**

Especially designed for growing businesses

  • Simple application process
  • Quick decisions

$100 minimum balance to open. A per-transaction fee of $.35 may apply for each transaction exceeding 200 per month.  If not enrolled in e-Statements, *a $4.00 monthly fee applies to the account.

**All loans subject to credit approval.



Banking Tailored to Your Business

How do you know your business is headed in the right direction? It's your life, your vision, your 365-days-a-year obsession. In a few easy steps, our Small Business Analyzer will help us determine the best financial solutions for your business. We’ll then follow up personally to begin an authentic relationship with one goal – your success

Let us help your business on the path to success

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Lending Solutions

When it comes to evolving your business, appropriately structured financing can play a major role. Let us help you discover the right lending solutions to foster growth. Subject to credit approval.

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Security Tips & Advice

Keep your accounts and information safe. Check our our page filled with tips and advice on how ways to improve the security of important information related to you and your business.

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WorkLife Program

Work. Life. Our goal is to help you and your employees balance work and life by providing financial solutions to improve their quality of life. We believe all employees deserve a little something extra when it comes to banking.

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