First Franchise Capital Overview

Our approach is simple.

We believe strong relationships with our clients lead to personalized service and customized finance solutions. Our team of specialists deliver a personalized client approach to ensure your satisfaction and success.

Flexible Loan
Structures

We recognize that one loan structure does not fit every borrower's needs; this is why we value offering our clients flexibility.

Competitive
Pricing

FFCC offers conventional loans to finance equipment and real estate. Our team works continuously to close your loans quickly and efficiently. Real estate loans typically require additional time to close due to more extensive documentation. Our team closes all equipment and leasehold improvement loans in-house, making our loans quite cost effective.

Customizable
Solutions

The minimum transaction size we accommodate is $200,000. Our terms generally range up to seven years for equipment, 10 years for leasehold improvement loans, while real estate loan terms generally range up to 15 years. We provide construction financing for new builds, progress payment advances on equipment loans to pay interim contractor invoices during remodels and leasehold improvements. FFCC offers fixed and variable rates. This customization allows you to secure financing which fits the needs of your business!

All loans subject to credit approval

Solutions For Your Business

Whether you need equipment or real estate financing, a development line for new store growth, remodeling a store or a scrape/rebuild, acquisition financing, or refinance existing debt, we can help!

  • Acquisitions

    Acquisitions

    Whether you are acquiring a new store or in a new market, we have solution to help you meet your acquisition needs.

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  • Equipment

    Equipment

    Let us help you with your restaurant equipment financing needs. We have the experience and knowledge to work with you and your vendors to promptly fund purchases.

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  • New Store Development

    New Store Development

    If you are ready to expand your network through new store development, we can help. We can finance your project from the ground up if you own the land or building, or we can finance the equipment and tenant improvements if you don't.

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  • Real Estate

    Real Estate

    If you are interested in owning the land under your restaurant, we are interested in helping on Real Estate and Ground Leases as well with terms up to 10 years and amortizations up to 15 years.

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  • Refinance

    Refinance

    Take a look at your debt schedule. Do you have high interest rate loans in a low interest rate environment? Do you want to lock in low interest rates for a longer period of time? Talk to us about a refinance.

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  • Remodels

    Remodels

    Remodels, refreshes and re-imaging are a way of life in the franchise restaurant industry. Let us help you tailor a solution to keep your restaurants fresh and current.

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FFCC offers conventional loans for equipment and real estate. Our lending ability includes loans from six figures to in excess of eight figures. Our minimum transaction size is $200,000.

We help our clients grow their business.  Our focus is to provide the financing solution you need when acquiring equipment and real estate, remodeling or re-image your stores, finance new construction, acquire an existing store, refinance debt or restructure ownership.

We recognize that one loan structure does not fit every borrower's needs that is why we are flexible. Our terms generally range up to 7 years for equipment and leasehold improvement loans and 10 years for real estate loans. We provide construction financing for new builds, progress payment advances for equipment deposits as well as interim contractor invoices during remodels and leasehold improvements. FFCC offers fixed and variable rates. This customization allows you to secure financing which fits your needs, not the other way around.

First Franchise Capital Corporation works hard to close your loans quickly and efficiently.  Real estate loans typically require additional time to close due to more extensive documentation. We invite you to compare our closing costs to other companies. Since we close all equipment and leasehold improvement loans in-house, you will find it quite cost effective.

For what uses does FFCC lend money?

  • Real Estate Mortgages
  • Acquire Equipment
  • Remodel or Re-image
  • Finance Construction
  • Acquire Stores
  • Refinance Debt
  • Development Lines
  • Restructure Ownership

How much do you lend?

  • Transactions range from $200,000 to in excess of $20 million
  • Equipment loans can advance up to 100% of concept average costs
  • Real estate loans based on concept average cost and appraised value

What are FFCC's terms/rates?

  • 5-7 year term and up to 10 year amortization for equipment
  • 10 year term and up to 12 year amortization for leaseholds
  • 10 year term and up to 15 year amortization for real estate
  • Fixed or variable interest rate set at closing

What is needed for collateral?

  • First lien on equipment, furniture and leasehold improvements
  • First mortgage on real estate
  • Leasehold mortgages on ground leases

Are there any other requirements?

  • Personal guarantees of owners

Who is eligible?

  • Established franchisee with at least 3 years experience
  • Approved restaurant concepts
  • Established franchisee operating 5+ restaurants in approved brands

What does it take to close a loan?

  • Typically 2 to 4 weeks after executed commitment for equipment and leaseholds
  • Real estate subject to usual documentation timing
  • Low closing costs - documentation prepared in-house for equipment and leaseholds
  • Progress payment plan for flexible funding of equipment deposits and construction costs

Why First Franchise Capital Corporation?

Ask our clients. We did. They told us our service is what sets us apart from the competition. We are known for returning phone calls, getting answers to questions and making sure your needs are met. Our rates are certainly competitive.


Since FFCC is focused singularly on the franchised restaurant industry, our staff doesn't need time to learn about your business. It is their area of expertise. But, that doesn't mean that we don't want to learn more about you. Our staff spends considerable time on the road going to our clients' restaurants, getting an even more keen understanding of their operation. Add to this, the strong financial backing of our parent company and the individual customization described earlier, you can see why our client list has grown exponentially year after year.

How do I start?

Give us a call. We will talk to you about your current business. Then, we will discuss your future needs and how First Franchise Capital Corporation might be able to help you achieve your goals.

CONTACT US

Put our service to the test by calling your regional representative listed below.

If you attend your franchisor's convention, it is likely you'll run into one of our Regional Vice Presidents or Account Managers. We would love to visit with you about your growth plans and answer any questions you may have about our products and services.

Meet Our Leadership Team

FFCC senior management team has a long history of lending into the franchised
restaurant segment with most professionals having 20+ years of direct experience.

Regional Representatives

For more information, please contact the Regional Vice President in your territory.

 

 

GREEN STATES

Kim Albin
3710 SW Hamilton Street Portland, OR 97221
503-452-1142 kimberly.albin@firstfcc.com

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GOLD STATES

Jon McClure
2067 Woodbourne Terrace Castle Rock, CO 80104
720-733-1169 jon.mcclure@firstfcc.com

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RED STATES

Cabell Finch
3060 Lanier Drive
Atlanta, GA 30319
404-869-6935 cabell.finch@firstfcc.com

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AQUA STATES

Rick Spicer
8239 Ashworth Court Jacksonville, FL 32256
904-538-0005 rick.spicer@firstfcc.com

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BLUE STATES

Peter Austin
615 Washington Road, Suite 305 Pittsburgh, PA 15228
412-341-0500
peter.austin@firstfcc.com

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PURPLE STATES

Clinton Barrow
One Maynard Drive, Suite 2104 Park Ridge, NJ 07656
201-326-4029 clinton.barrow@firstfcc.com

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Account Managers

For more information, contact your Account Manager at their number below.

 

 

AQUA STATES

Nebraska Office
2715 13th Street Columbus, NE 68601
402-562-5114 lisa.munson@firstfcc.com

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PURPLE STATES

Larissa Bohac
2715 13th Street Columbus, NE 68601
402-562-5110 larissa.bohac@firstfcc.com

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GREEN STATES

Lisa Munson
2715 13th Street Columbus, NE 68601
402-562-5114 lisa.munson@firstfcc.com

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GOLD STATES

Jackie Sliva
2715 13th Street Columbus, NE 68601
402-562-5115 jackie.sliva@firstfcc.com

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Approved Concepts

Applebee's

Arby's

Bojangles

Burger King

Buffalo Wild Wings

Carl's Jr

Checkers

Church's

Denny's

Domino's Pizza

Dunkin' Donuts

El Pollo Loco

Five Guys

Hardees

IHOP

Jack In the Box

Jimmy John's

KFC

Little Caesar's

McAlister's Deli

Moe's Southwest Grill

Panera Bread

Papa John's

Papa Murphy's

Pizza Hut

Popeye's

Rally's

Red Robin

Qdoba

SONIC

Subway

Taco Bell

Wendy's

Business Capital

First Financial Business Capital provides cash flow and asset-based loans to companies throughout the Midwest. This includes companies that are owned directly by entrepreneurs and private equity sponsors. Subject to credit approval.

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Equipment Finance

The way you finance equipment can make a significant difference. That's why our knowledgeable team can explain various loan and lease options that are tailored to your needs. Let us help your business. Subject to credit approval.

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Treasury Management

Treasury management includes the direction of external and internal funds for your business, the management of its cash flow and the strategies, policies and procedures of corporate finance. Let's get started. Subject to credit approval.

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