First Franchise Capital Overview

Our approach is simple.

We believe strong relationships with our clients lead to personalized service and customized finance solutions. Our team of specialists deliver a personalized client approach to ensure your satisfaction and success.

Flexibile Loan
Structures

We recognize that one loan structure does not fit every borrower's needs; this is why we value offering our clients flexibility.

Competitive
Pricing

FFCC offers conventional loans* for equipment and real estate. Our team works continuously to close your loans quickly and efficiently. Real estate loans typically require additional time to close due to more extensive documentation. Our team closes all equipment and leasehold improvement loans in-house, making our loans quite cost effective.

Customizable
Solutions

The minimum transaction size we accommodate is $100,000. Our terms generally range up to seven years for equipment & leasehold improvement loans, while real estate loan terms generally range up to 15 years. We provide construction financing for new builds, progress payment advances for equipment deposits, as well as, interim contractor invoices during remodels and leasehold improvements. FFCC offers fixed and variable rates. This customization allows you to secure financing which fits the needs of your business!

*All loans subject to credit approval

Solutions For Your Business

Whether you need equipment or real estate financing, a development line for new store growth, remodeling a store or a scrape/rebuild, acquisition financing, or refinance existing debt, we can help!

  • Acquisitions

    Acquisitions

    Does your franchise growth strategy include acquiring new stores or restaurants? Let us help you create a customized loan solution for your acquisition needs.

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  • Equipment

    Equipment

    Let us help you with your restaurant equipment financing needs. We have the experience and knowledge to work with you and your vendors to promptly fund purchases.

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  • New Store Development

    New Store Development

    Are you ready to grow your restaurant or expand into new markets? Let us help you customize your franchise financing whether it’s for one or multiple new restaurants.

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  • Real Estate

    Real Estate

    We know how important it is for you to own the real estate of your restaurant. Let us help you with commercial real estate mortgages from six figures to eight figures.

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  • Recapitalizations

    Recapitalizations

    Do you need to restructure your company’s debt and equity mixture or rebalance positions within your capital structure? We can help your franchise with recapitalization which will provide the funds you need and improve your overall cash flow.

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  • Refinance

    Refinance

    Our competitive rates for refinancing your business debt and loan terms up to 15 years will allow you to more easily manage your cash flow.

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  • Remodels

    Remodels

    Could your restaurant benefit from a remodel? We can help you tailor the appropriate financing to get your restaurant refreshed in no time

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FFCC offers conventional loans for equipment and real estate. Our lending ability includes loans from six figures to in excess of eight figures. Our minimum transaction size is $100,000.

We help our clients grow their business.  Our focus is to provide the financing solution you need when acquiring equipment and real estate, remodeling or re-image your stores, finance new construction, acquire an existing store, refinance debt or restructure ownership.

We recognize that one loan structure does not fit every borrower's needs that is why we are flexible. Our terms generally range up to 7 years for equipment and leasehold improvement loans and 15 years for real estate loans. We provide construction financing for new builds, progress payment advances for equipment deposits as well as interim contractor invoices during remodels and leasehold improvements. FFCC offers fixed and variable rates. This customization allows you to secure financing which fits your needs, not the other way around.

First Franchise Capital Corporation works hard to close your loans quickly and efficiently.  Real estate loans typically require additional time to close due to more extensive documentation. We invite you to compare our closing costs to other companies. Since we close all equipment and leasehold improvement loans in-house, you will find it quite cost effective.

For what uses does FFCC lend money?

  • Real Estate Mortgages
  • Acquire Equipment
  • Remodel or Re-image
  • Finance Construction
  • Acquire Stores
  • Refinance Debt
  • Development Lines
  • Restructure Ownership

How much do you lend?

  • Transactions range from $100,000 to in excess of $15 million
  • Equipment loans can advance up to 100% of concept average costs
  • Real estate loans based on concept average cost and appraised value

What are FFCC's terms/rates?

  • 5-7 year term and up to 10 year amortization for equipment
  • 10 year term and up to 12 year amortization for leaseholds
  • 10 year term and up to 15 year amortization for real estate
  • Fixed or variable interest rate set at closing

What is needed for collateral?

  • First lien on equipment, furniture and leasehold improvements
  • First mortgage on real estate
  • Leasehold mortgages on ground leases

Are there any other requirements?

  • Personal guarantees of owners
  • Assumable with consent of FFCC and Franchisor

Who is eligible?

  • Established franchisee with at least 3 years experience
  • Established franchise system
  • Established franchisee operating 3+ restaurants in approved brands

What does it take to close a loan?

  • Typically 2 to 4 weeks after executed commitment for equipment and leaseholds
  • Real estate subject to usual documentation timing
  • Low closing costs - documentation prepared in-house for equipment and leaseholds
  • Progress payment plan for flexible funding of equipment deposits and construction costs

Why First Franchise Capital Corporation?

Ask our clients. We did. They told us our service is what sets us apart from the competition. We are known for returning phone calls, getting answers to questions and making sure your needs are met. Our rates are certainly competitive.


Since FFCC is focused singularly on the franchised restaurant industry, our staff doesn't need time to learn about your business. It is their area of expertise. But, that doesn't mean that we don't want to learn more about you. Our staff spends considerable time on the road going to our clients' restaurants, getting an even more keen understanding of their operation. Add to this, the strong financial backing of our parent company and the individual customization described earlier, you can see why our client list has grown exponentially year after year.

How do I start?

Probably the easiest way to start is to call us at 888-551-3622. The Account Manager for your state will listen to your needs and send you our 3-page credit application and schedule A or download them here:


credit application
credit application schedule "a"

 

CONTACT US

If you are interested in applying for financing, please complete the credit application and fax it back to 402-564-6224. Information transmitted over the web is not secure and providing non public information is discouraged.


If you attend your franchisor's convention, it is likely you'll run into one of our Marketing Vice Presidents or other staff members. We would love to visit with you about your growth plans and answer any questions you may have.


Put our service to the test by calling today, 888-551-3622.

Meet Our Leadership Team

FFCC senior management team has a long history of lending into the franchised
restaurant segment with most professionals having 20+ years of direct experience.

Regional Representatives

For more information, please contact the Regional Vice President or Account Manager
responsible for your location, or contact our marketing center at (888) 551-3622.

 

 

GREEN STATES

Kim Albin
3710 SW Hamilton Street Portland, OR
97221
503-452-1142 kimberly.albin@firstfcc.com

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GOLD STATES

Jon McClure
2067 Woodbourne Terrace Castle Rock, CO 80104
720-733-1169 jon.mcclure@firstfcc.com

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RED STATES

Cabell Finch
3060 Lanier Drive Atlanta, GA
30319
404-869-6943 cabell.finch@firstfcc.com

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AQUA STATES

Rick Spicer
8239 Ashworth Court Jacksonville, FL
32256
904-538-0005 rick.spicer@firstfcc.com

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BLUE STATES

Peter Austin
615 Washington Road, Suite 305 Pittsburgh, PA 15228
412-341-0500
peter.austin@firstfcc.com

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PURPLE STATES

Clinton Barrow
One Maynard Drive, Suite 2104 Park Ridge, NJ 07656
201-326-4029 clinton.barrow@firstfcc.com

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Account Managers

For more information, please contact the Regional Vice President or Account Manager
responsible for your location, or contact our marketing center at (888) 551-3622.

 

 

AQUA STATES

Nebraska Office
2715 13th Street Columbus, NE 68601
402-562-5114 lisa.munson@firstfcc.com

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PURPLE STATES

Larissa Bohac
2715 13th Street Columbus, NE 68601
402-562-5110 larissa.bohac@firstfcc.com

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GREEN STATES

Lisa Munson
2715 13th Street Columbus, NE 68601
402-562-5114 lisa.munson@firstfcc.com

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GOLD STATES

Jackie Sliva
2715 13th Street Columbus, NE 68601
402-562-5115 jackie.sliva@firstfcc.com

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Banking Tailored to Your Business

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WORKLIFE BANKING

Work. Life. Our goal is to help employees balance work and life by providing financial solutions to improve their quality of life. That's why all employees deserve something extra when it comes to banking.

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EQUIPMENT FINANCE

First Financial can help you make your business more successful with flexible and savvy equipment finance solutions. The way you finance equipment can make a significant difference.

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LOAN SOLUTIONS

Properly structured financing can play a major role in building your business and making it more profitable. That's why we offer a wide variety of commercial lending options designed to meet your business needs and to achieve your financial goals.

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Approved Concepts

Applebee's

Arby's

Bojangles

Burger King

Buffalo Wild Wings

Carl's Jr

Checkers

Church's

Chili's

Del Taco

Denny's

Domino's Pizza

Dunkin' Donuts

El Pollo Loco

Famous Dave's

Five Guys

Hardees

IHOP

Jack In the Box

Jimmy John's

KFC

Little Caesar's

McAlister's Deli

Moe's Southwest Grill

Panera Bread

Papa John's

Papa Murphy's

Pizza Hut

Popeye's

Rally's

Red Robin

Qdoba

SONIC

Subway

Taco Bell

Wendy's

Zaxby's

Business Capital

First Financial Business Capital provides cash flow and asset-based loans to companies throughout the Midwest. This includes companies that are owned directly by entrepreneurs and private equity sponsors. Subject to credit approval.

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Equipment Finance

The way you finance equipment can make a significant difference. That's why our knowledgeable team can explain various loan and lease options that are tailored to your needs. Let us help your business. Subject to credit approval.

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Treasury Management

Treasury management includes the direction of external and internal funds for your business, the management of its cash flow and the strategies, policies and procedures of corporate finance. Let's get started. Subject to credit approval.

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