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f1RST WORKlife Overview

f1RST WORKlife is an opportunity to expand your benefits offering by providing your employees access to banking services that include a few perks!

Our goal is to help you and your employees balance work and life by providing financial solutions that can improve their quality of life and help them stay on the path to success. We believe all your employees deserve a little something extra when it comes to banking.


f1RST WORKlife Checking Account

With a WORKlife Checking Account, your employees do not have to pay a monthly service charge* or maintain a monthly balance requirement. They also have unlimited access to more than 55,000 fee-free ATMs within our network! And, one more perk––we’ll reward them with $50 when we receive their direct deposit.**


  • No monthly service charge when direct deposit is received each statement cycle*
  • Receive $50 with account opening incentive**
  • Unlimited fee-free access to First Financial Bank ATMs and
       55,000 Allpoint ATMs
  • Instantly issued debit card
  • Complimentary online and mobile banking***


 *$10 monthly service charge applies if no direct deposit is received each statement cycle.

**Must receive direct deposit within 60 days of account opening to receive incentive. Bonus may be taxable as interest income and reported on IRS Form 1099-INT. For more information, please consult a tax adviser.

***Carrier and data charges may apply.  




Health Savings Account

If you offer high-deductible health insurance plans (HDHP), your employees can open a Health Savings Account (HSA). An HSA is a tax-advantaged medical savings account and a great way to cover the cost of medical and health-care expenses not necessarily covered by an insurance plan. Your company, employees or other individuals can make contributions to the account, up to the annual limit. Any funds remaining at the end of the year will stay in the account and continue to grow tax-free.
  • No monthly service charge
  • Earns interest
  • Instantly issued debit card
  • Complimentary online and mobile banking*
  • Flexible way to manage health care expenses
  • Save for medical costs
  • Tax benefit for building savings

BackPocket Prepaid Visa®

For your employees, it’s like having a bank account right in their back pocket. There’s confidence in knowing your employees can have the money they need when they need it. Our BackPocket Prepaid Card gives them power to pay bills and make purchases online and at stores anywhere Visa is accepted––which is pretty much everywhere. They can even withdraw cash from ATMs.

  • No credit check required
  • No minimum deposit to open
  • No monthly fee for the first 90 days; $3 monthly fee after
  • Reload and reuse anytime


Invest In YOU First
Our Financial Wellness Program

Invest in YOU First includes a wide variety of critical personal finance topics and uses interactive tools to empower learners to more effectively manage their money and build financial confidence. Advanced analytics for each module will identify specific topics your employees have in common and will reveal which financial needs are most relevant.


  • 81% of employees say financial problems have affected their productivity.*
  • 70% of HR professionals report financial education programs have improved employee financial wellness.**


 SOURCES: *Employee Financial Wellness Survey 2014 Results [Survey by K.E. Allison]. (2014, April).**Hira, T.K. & Loibl, C. (2005). Understanding the impact of employer-provied financial education on workplace satisfaction. Journal of Consumer Affairs,39(1), 173-194.


More reasons to choose WORKlife

Our WORKlife program offers numerous perks for your employees. Check out how you can enhance your benefits package for your employees by including first WORKlife.

  • Complimentary access to online and mobile banking, mobile check deposit and bill payment
  • Ability to recieve security alerts and account notifications via text, email or phone
  • Complimentary savings account with interest for account balances over $250
  • 5,000 bonus points with a Visa® Platinum Rewards Card
  • $250 off mortgage closing costs*
  • 0.75% rate discount on a personal, auto, motorcycle, boat and RV loan with auto payments from a First Financial checking account**
  • $50 Home Equity Line of Credit annual fee is waived
  • And, exclusively for you, our Retirement Plan Services team will provide a 401(k) plan review of how your plan is structured and provide recommendations for enhancements

All loans subject to credit approval.

 *Closing cost discount available for new purchase and refinances only. Cannot be combined with any other mortgage offer.

**A .25% discount is applied as part of the WORKlife program. In addition, a .50% discount is applied when you use automatic payments from your First Financial checking account. A .25% discount available only on direct installment loan types as part of WORKlife. May not be combined with any other installment loan discount. One installment loan discount per client.

Cash Management

Our cash management include the direction of external and internal funds for your business, the management of its cash flow and the strategies, policies and procedures of corporate finance.

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Checking Accounts

Let us help you manage your everyday transactions and optimize your cash flow, allowing you to focus on running your business. Discover which of our checking account solutions matches the needs of your business.

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Lending Solutions

When it comes to evolving your business, appropriately structured financing can play a major role. Let us help you discover the right lending solutions to foster growth Subject to credit approval.

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Langel's Pizza

“The team’s willingness to always meet our needs is why we choose to continue growing our business and personal banking relationships with First Financial.”