Whether it’s a friend, family member, coworker, or anyone … we invite you to tell them about First Financial and when they open a checking account and complete direct deposit and bill pay, you both get rewarded!

It's easy!
Simply follow these
three steps:
  • You refer someone to First Financial Bank
  • Your referral opens a checking account at a local banking center or online
  • Once the person you refer has opened their account, and their Direct Deposit and Bill Payment are completed, you both will receive an email inviting you to select a reward.

Open to existing First Financial Bank clients in Ohio, Kentucky, and Indiana who successfully refer an eligible individual in Ohio, Kentucky, or Indiana to open an eFree account* online or any checking account at a First Financial banking center AND complete eligible Direct Deposit and Bill Payment within 90 days of account opening. Minimum balance requirements may apply on a checking account. New account holder must not hold any current account at First Financial and must not have closed any First Financial accounts within the previous 90 days. First Financial Bank employees, Directors and Executives are not eligible to participate. May not be combined with any other special offer. A valid email address is required for program participation. Referred individuals who have “opted out” of marketing emails from First Financial Bank will not receive the referral invitation. The rewards selection will begin only after the new eligible account holder opens an account and establishes both Bill Payment and Direct Deposit. If a new account holder received multiple referrals, only the most recent referral source, as determined by First Financial, will receive the reward. The new account holder may receive only one reward for opening an account and completing the requirements, but that individual then becomes an existing account holder who is eligible for rewards for future successful referrals made to new account holders. Eligible First Financial clients may make an unlimited number of referrals, though only one reward per successful referral is permitted. Reward selections are limited to the reward offerings available at the time of redemption. The latest reward offerings can be found at Rewards have the approximate retail value of $25- $50. Rewards will be mailed within 4-6 weeks of reward selections. Reward recipients are subject to 1099-INT, and are solely responsible for any federal, state, or local taxes incurred as a result. This program may be discontinued or changed at any time without notice.

*eFree checking account: $100 minimum balance required to open account. Account holder must set up eStatements or a $4 monthly fee for paper statements will apply.

By participating, participants in this promotion authorize future communications, including emails, from First Financial Bank, unless they “opt out” by following the link in any program email.

Important Privacy Notice: Keep in mind, because you're making referrals, your friends and family will know you have accounts with First Financial Bank.

Getting Started With First

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At First Financial, we eliminate the hassles to make your switch easy. Let First Financial help you on the path to success, from opening an account, buying a home or planning for the future.

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