The Small Business Administration (SBA) has announced that larger banks, including First Financial Bank, should be able to begin taking loan applications for new (first draw) and existing (second draw) Paycheck Protection Program loans on Tuesday, January 19, 2021. We are planning to open our application portal at that time.

You will be able to apply using the automated application links on this page, which will be provided below when available.

Please review the information below for program eligibility requirements and other details PRIOR to applying.

New 2021 PPP Program Information

The new stimulus package passed by Congress provides expanded resources for the CARES Act Paycheck Protection Program.  This program provides $284 billion for businesses across the country.  The program is available to those who participated in the PPP program last year as well as new participants.

Existing PPP Clients: You may apply for a second PPP loan (Second Draw) if you have used or plan to use the full amount of your first PPP loan before you receive funding for your Second Draw. The requirements are different from last year’s Program and are listed below.  Your existing PPP loan does not need to be forgiven to apply for a second loan.  The SBA has provided helpful details for existing PPP clients HERE.

First Time PPP Borrowers: You may apply for a PPP loan (First Draw) under the Program requirements listed below.

A PDF version of the below grid is also available for download here

Detailed Information on the 2021 PPP Program

Prior to applying for PPP funding from the 2021 Program, we encourage you to read the information below.  It contains Program details, such as eligibility and forgiveness, documents needed for the application, and other information provided by the SBA and Treasury Department.  

Click here for a list of documents, payroll calculations and information you’ll need PRIOR to applying.

Click here for Frequently Asked Questions (FAQ) for the NEW PPP Program.

Click here for an SBA guide on How to Calculate Maximum Loan Amounts.

We also encourage you to visit the SBA’s Paycheck Protection Program page and review the FULL Program details and application information.

Check back for a link to a webinar, which will provide highlights and helpful information on the new PPP Program and First Financial Bank’s automated PPP applications.


You may direct questions regarding the Program to the special SBA Mailbox.

2020 CARES Act PPP Loan Forgiveness Process

Information is forthcoming for the new, simpler forgiveness process for 2020 PPP loan clients who have loans $150,000 or less and have not applied for forgiveness. Please wait for this information to apply for forgiveness if your loan is $150,000 or less. If you have already applied for forgiveness, we will continue to process your forgiveness application.

We are proud to have assisted so many clients that chose to participate in the CARES Act Paycheck Protection Program. We began assisting clients on the first day of the program and to date, we’ve assisted more than 6,500 businesses with more than $900 million in funding. We look forward to assisting these clients as they move through the loan forgiveness process next. 

We are ready to help you apply for forgiveness of your PPP loan. We have created an automated process which will allow you to complete the PPP Loan Forgiveness application online and upload any required documents. This will make applying for forgiveness easy and will negate the need for you to complete a paper application from the Department of the Treasury’s website.

You may apply for forgiveness at any time.

We recently emailed you a personalized link to be used to apply for loan forgiveness. You may click on that link or access the PPP Loan Forgiveness portal to complete the loan forgiveness process using the password you established (new or returning borrowers can use the "Forgot Password" function). Please be sure to review the important considerations below FIRST.

Please note: the SBA has up to 90 days to review PPP forgiveness applications after they receive them.

As you enter the PPP Loan Forgiveness portal, you will be directed to the forgiveness application. Please note, you will be able to select the simplified application on the first screen. Please review the information below which applies to all PPP loan applications and visit the Department of Treasury’s website for instructions on each forgiveness application form.

Important considerations BEFORE you apply for PPP loan forgiveness:

  • Be sure to visit the Department of the Treasury’s website to review complete guidance prior to applying for forgiveness. Although you will apply for loan forgiveness using the automated link provided, it is important to familiarize yourself with the application and instructions located on the site.
  • Gather all the required documents and scan them PRIOR to applying for forgiveness as you’ll need to upload some of them when you submit your application.
  • If your personalized link has expired, click on the PPP Forgiveness Portal link and use the “Forgot Password” function.
  • Please review our Frequently Asked Questions (FAQ).
  • The deadline to apply for forgiveness is 10 months after your covered period has ended, before any loan payments would be required.
  • There have been, and continue to be, updates from the SBA and Department of Treasury on the PPP loan program. You can find frequently asked questions, other information, and links to many of these updates on this page.
  • For additional resources, please consult the Department of the Treasury’s detailed FAQ document.

You should only apply for forgiveness once, so it’s important to read the materials, gather your documents and prepare to complete the forgiveness application ahead of time. If you have any questions, please reach out to our PPP Loan client mailbox at SBAforgivenessquestions@bankatfirst.com.

Please continue to check this web page for updates. 

Payment Relief for Current First Financial SBA Loan Clients

First Financial Bank is offering deferment on many loan payments, which provides support and relief to our existing SBA Loan clients. In addition, the stimulus relief program provides relief for existing SBA loan holders. Guidance has not yet been released by the SBA, however, details will be posted as soon as they are available.

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