Checking Account Options

Save time and money with our checking accounts.
All of our personal accounts include a free debit card, free ATM
transactions within our network, free online banking and bill payment and unlimited check writing.

E-FREE
CHECKING

  • Open online today
  • Debit card
  • No fee ATM transactions within FFB network
  • No network fees with non-FFB ATMs if within the Allpoint network
  • Unlimited check writing
  • Free online banking & bill payment
  • Mobile banking access
  • e-Statements available
  • Set-up account alerts and notices
  • Overdraft Protection, Ready Reserve and/or Dynamic Transfers available**
  • Minimum deposit to open account: $100

 

 

 

 

Monthly cost of service: $0 if enrolled in e-Statements. If not enrolled in e-Statements, a $4 monthly paper statement fee is applied. 

Age: must be 18 or older

**Select overdraft services (including Ready Reserve line of credit) subject to credit approval. Fees may apply. 

 

E-STUDENT
CHECKING

  • Debit card
  • No fee ATM transactions within FFB network
  • No network fees with non-FFB ATMs if within the Allpoint network
  • Free online banking & bill payment
  • Mobile banking access
  • e-Statements available
  • Set-up account alerts and notices
  • Overdraft Protection, Ready Reserve and/or Dynamic Transfers available**
  • Minimum deposit to open account: $10

 

 

 

 

 

 

Monthly cost of service: $0.

Age: must be 13 or older. Accounts opened by a minor (under age 18) require a parent or guardian  to be a joint owner of the account.

**Select overdraft services (including Ready Reserve line of credit) subject to credit approval. Fees may apply. 

 

 

 

PREFERRED
CHECKING

  • Earns interest*
  • Debit card
  • No fee ATM transactions within FFB network
  • No network fees with non-FFB ATMs if within the Allpoint network
  • Unlimited check writing
  • Free online banking & bill payment
  • e-Statements available
  • Mobile banking access
  • Overdraft Protection, Ready Reserve and/or Dynamic Transfers available**
  • Free money orders and cashier's checks
  • Check images returned with statement
  • Discounted safe deposit box rental
  • Minimum deposit to open account: $25

 

Monthly cost of service: $10 monthly service fee if balance is below $200.

Age: Must be 50 or older

*First Financial may change the interest rate and annual percentage yield (APY) at any time without notice. Fees may reduce earnings. Ask an associate for current interest rates and annual percentage yields. 

**Select overdraft services (including Ready Reserve line of credit) subject to credit approval. Fees may apply. 

 

MONEY MARKET SPENDING

  • Earns interest*
  • Debit card
  • No fee ATM transactions within FFB network
  • No network fees with non-FFB ATMs if within the Allpoint network
  • Unlimited check writing
  • Free online banking & bill payment
  • e-Statements available
  • Mobile banking access
  • Overdraft Protection, Ready Reserve and/or Dynamic Transfers available**
  • Check images returned with statement
  • Discounted safe deposit box rental
  • Minimum deposit to open account: $1,000

 

                                                                                                                                                         Monthly cost of service: $10 monthly service fee if balance is below $2,500.

*First Financial may change the interest rate and annual percentage yield (APY) at any time without notice. Fees may reduce earnings. Ask an associate for current interest rates and annual percentage yields. 

**Select overdraft services (including Ready Reserve line of credit) subject to credit approval. Fees may apply. 

 

Debit Card

Making purchases is easy and secure whether you are in person or online. When you use your debit card, money is directly deducted from your First Financial Bank checking account. You can also use your card at an ATM to make a withdrawal or deposit, transfer cash or check your account balance. We even instant issue our debit cards at all of our banking centers - so you can walk in and walk out with a card! 

Additional Account Services

Please note: checks and debits presented for payment in excess of available balances of Ready Reserve, Dynamic Transfer accounts or the Overdraft Privilege limit will be returned. *Ready Reserve is subject to eligibility requirements and credit approval.

Jackie Stuck

“The team always makes me feel like a valued part of the bank by consistently going above and beyond to provide the right financial solutions for me and my family.”

Online Banking

View real-time balances and activity, access account history, pay bills, transfer money between accounts, send money to friends and family, set up alerts and more. You choose the services that make sense for you, and we’ll handle the rest.

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Savings Accounts

It's never too late to start planning for your future. That's why we have a variety of savings options to help you effectively manage your money, while still providing you with the financial freedom to enjoy life as you go.

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Credit Cards

Experience the financial freedom of purchasing all the things you need with a Visa® credit card from First Financial Bank. Let us know how you'd like to use your card and we'll be happy to set up an account that's best for you. Subject to credit approval.

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