Let Us Help You!


Saving money is a smart way to spend money. Saving up for a major purchase instead of charging it keeps more of your hard-earned money in your wallet. When you save first and buy later, your money grows while you save.

Savings Solutions

Out of sight, out of mind — it’s a smart and easy to save. When you open your savings account, you can set it up to move money into your new savings account from your checking account on a regular basis.

Holiday Club

Holidays can be stressful without the added worry of January bills. Open an account today and make the holiday that much brighter.

More savings account options

Student Savers

It’s never too early to teach your children the importance of savings and watch them grow into a financially responsible adult.

Savings options for your family

Everyday Savings

A good savings account is essential for everyone. An Everyday Savings account is easy to open online or at your local banking center. Get started today!

Open your Everyday Savings
Preparing for a Major Purchase

In addition to smart savings solutions, we offer smart lending solutions. At First Financial, we can help you build the financial resources to support your goals.

  • Home Equity Loans

    Home Equity Loans

    Use equity in your home to set up an equity line checking account with a variable rate and interest-only payments. You decide when and how to use your money.

  • Personal Loans

    Personal Loans

    A personal loan can help you with unexpected expenses, consolidate or pay-off debt, auto repairs, home improvements, tuition or vacation. Whatever your need, we’re here for you when life happens. With a fixed term and fixed rate, you know your monthly payment which makes it easy to budget.

  • Auto loan

    Auto loan

    Our competitive rates, flexible terms and automatic payment options are just what you need to purchase your next car, truck or SUV.

  • Motorcycle, Boat, RV

    Motorcycle, Boat, RV

    Stop dreaming. Start buying. Motorcycle, boat, RV, we’ll help you buy the new toy you’ve always wanted.

Compare Personal Loans

Home Equity Line of Credit

  • Variable rate
  • Convenient check writing access
  • 24/7 online banking access
  • No closing costs
  • Annual fee waived for first year**
  • Rates as low as 2.99%***
  • Loan amounts available between $5,000 - $500,000
  • Interest may be tax deductible****


  • Fixed term
  • Fixed rate


  • Car, truck or SUV
  • Competitive rates
  • Flexible terms
  • Automatic payment options

Recreational Vehicle Loan

  • Motorcycle, boat, camper, trailer or motor home
  • Competitive rates
  • Flexible terms
  • Automatic payment options

*All loans subject to credit approval.

**Home Equity Line of Credit is subject to $50 annual fee after first 12 months account is open.

*** The applicable interest rate is based on loan-to-value (LTV), credit score, and term.  The applicable interest rate for home equity lines of credit is indexed to the Wall Street Journal (WSJ) Prime Rate and is subject to change with the WSJ Prime Rate, but will never go below 2.99% annual percentage rate. Home equity loans are assessed a one-time $150 application fee at origination. Rates and program as of 10/7/2015 and is subject to change without notice.

****Consult a tax adviser.

Deborah Schultz

“Owning my own home has been a long-time dream. Barbara at First Financial was a great partner. She helped me every step of the way. ”

Find a loan officer
Consumer and Mortgage Loans

To submit an error relating to servicing your loan or request information regarding your current loan, you must send a written request to:


First Financial Bank

Research and Resolution, Billing Inquiries

225 Pictoria Dr

Cincinnati, OH 45246 

Online Banking

View real-time balances and activity, access account history, pay bills, transfer money between accounts, send money to friends and family, set up alerts and more. You choose the services that make sense for you, and we’ll handle the rest.

learn more

Credit Cards

Experience the financial freedom of purchasing all the things you need with a Visa® credit card from First Financial Bank. Let us know how you'd like to use your card and we'll be happy to set up an account that's best for you.

learn more

Personal Checking

Save time and money with our flexible spending accounts. All of our personal accounts include unlimited check writing, free ATM transactions within our network, free Visa® check card, and free online banking and bill payment.

learn more