Lucky 13 Sweepstakes Visa® Debit Card Official Rules


  1. ELIGIBILITY:  No purchase necessary to enter. A purchase or payment of any kind will not increase your chances of winning. Must be a resident of Ohio, Kentucky or Indiana, and be 18 years of age or older to be eligible to enter. Void everywhere else.  All federal, state, and local laws and regulations apply. To enter and/or receive complete rules, send a 3 x 5 card with the words “Lucky 13 Sweepstakes” printed in block letters, your name, address and phone number along with a stamped, self-addressed envelope to: “Lucky 13 Sweepstakes” at 255 E. Fifth Street, Suite 700 Cincinnati, OH 45202.  Associates or agents of First Financial Bank and their parent companies, affiliates, subsidiaries, distributors, advertising/promotional agencies, and the members of their immediate families or those persons living in the same household of such individuals are ineligible to enter or win. First Financial Bank is not responsible for illegible, forged, mutilated, lost, stolen, or damaged entries.
  2. PROMOTION:  The promotion period is from May 1, 2017 until May 31, 2017 (the “Drawing Period”). The promotion is based on 13 transactions to your debit card from May 1, 2017 through May 31, 2017. There is one (1) prize that will be awarded at the conclusion of each drawing period of the Sweepstakes.
  3. TO ENTER:  Eligible individuals will receive one entry after using their debit card at least 13 times in one month. This includes POS, Apple Pay®, Samsung Pay, and Android Pay™ purchases. All entries must be received by 11:59 p.m. ET on May 31, 2017. Participants may enter by: a) Using their debit card 13 times or b) writing their name, address and telephone number on a 3 x 5 card and mailing it to “Lucky 13 Sweepstakes” at 255 E. Fifth Street, Suite 700 Cincinnati, OH 45202.  All entries become the property of First Financial Bank and will not be returned or acknowledged. By entering, entrants acknowledge compliance with the Official Rules including all eligibility requirements, and agree to be bound by the Official Rules of this Sweepstakes. Any entry which, in the sole determination of First Financial Bank, does not comply with the Official Rules or the eligibility requirements may be disqualified.  In the event of a dispute over who submitted an entry, Sponsor will determine the entrant in its sole discretion. 
  4. PRIZE:  The prize winner from each drawing period will receive, upon verification of eligibility and compliance with these Official Rules, one (1) $5,000 cash prize. Prize is not transferable, exchangeable or refundable. Odds of winning depend on the number of eligible entries received during each Drawing Period.
  5. WINNER SELECTION & NOTIFICATION:  Sponsor will randomly select one (1) potential prize winner at or about 12 p.m. on June 1, 2017 and notify the winner by phone or email. If the winner does not reply within one week of attempted notification, the winner will be disqualified and there will be a selection of an alternate winner. The prize winner will receive the $5,000 cash prize between June 1, 2017 and June 30, 2017. Acceptance of a prize constitutes: (1) permission for First Financial Bank and First Financial Bank's parent affiliates, subsidiaries, distributors or advertising/promotional agencies to use the winner's name and likeness for advertising and promotional purposes without additional compensation, unless prohibited by law; (2) acceptance of responsibility for all taxes and other fees and charges relating to winning the Sweepstakes; and (3) an acknowledgement by the winner to be bound by the Official Rules and by the decisions of First Financial Bank with respect to the Sweepstakes.  Winner may be required to execute and return an Affidavit of Eligibility and a Publicity and Liability Release within seven (7) days of issuance of notification.  Failure to comply with this provision may result in disqualification and the selection of an alternate winner. 
  6. MISCELLANEOUS:  Sweepstakes prize must be claimed within 30 days of notification. Unclaimed prize will not be awarded. First Financial Bank, and its parent companies, affiliates, subsidiaries, distributors and advertising/promotional agencies make no representation, warranties, or guarantees of any kind relative to any prize, including its quality, merchantability, or fitness for a particular purpose. By entering the Sweepstakes, except to the extent prohibited by applicable law, participants agree that: (1) any and all disputes, claims, and causes of action arising out of or in connection with the Sweepstakes, or any prize awarded, will be resolved individually without resort to any form of class action; (2) any claims, judgments and awards will be limited to actual out-of-pocket costs incurred, including costs associated with entering the Sweepstakes, but in no event attorney's fees; and (3) under no circumstances will participants be permitted to obtain any award for and hereby waive all rights to claim, punitive, incidental or consequential damages and any and all rights to have damages multiplied or otherwise increased and any other damages, including, without limitation, attorney’s fees, except damages for actual out-of-pocket expenses (if any) not to exceed twenty-five dollars ($25). By participating, all participants (whether successfully entered or not) release First Financial Bank, its affiliates, its employees and its advertising agency from all liability with respect to any failures of any kind (whether caused by computer, technical, or human error) which may either limit the entrant’s ability to submit an entry, claim a prize, or otherwise participate in this Sweepstakes, or Sponsor’s ability to include all eligible entries, conduct random drawings, notify potential winners, or otherwise execute this Sweepstakes in the manner intended.  Participants further release and agree to hold harmless, discharge and indemnify First Financial Bank, its affiliates, its employees and its advertising agency from any and all liability, claims or actions of any kind whatsoever arising from injuries, damages, or losses to persons or property which may be sustained in connection with this Sweepstakes including, but not limited to: (a) the acceptance, possession, awarding, delivery, mis-delivery, use or misuse of the prize and (b) any travel to or from Sweepstakes-related activity.  Sponsor is not responsible for any typographical or other error in these Official Rules or any other materials disseminated by Sponsor or any technical malfunction, failure, error, omission, interruption, deletion, defect, delay in operation or communications line failure, regardless of cause, with any equipment, systems, networks, lines, satellites, servers, computers, or providers used by an entrant or Sponsor.
  7. OTHER TERMS: Decisions of Sponsor on all matters related to the Sweepstakes are final.  Sponsor reserves the right to cancel or modify the Sweepstakes for any reason, including but not limited to, if fraud, misconduct or technical failures destroy the integrity of the Sweepstakes, or if a computer virus, bug, or other technical problem corrupts the administration, security, or proper administration of the Sweepstakes as determined by Sponsor, in its sole discretion. Sponsor reserves the right to disqualify or prohibit the participation of an individual if fraud or tampering is suspected, or if the individual fails to comply with any requirement of participation or with any provision in these Official Rules. CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE OR UNDERMINE THE OPERATION OF THIS SWEEPSTAKES IS A VIOLATION OF CRIMINAL & CIVIL LAWS. SPONSOR RESERVES THE RIGHT TO DISQUALIFY AND/OR SEEK DAMAGES FROM ANY INDIVIDUAL MAKING ANY SUCH ATTEMPTS TO THE FULL EXTENT PERMITTED BY LAW. 
  8. PRIVACY: When participants enter the Sweepstakes, Sponsor collects information from the Sweepstakes entries.  Sponsor may use the collected information to administer the Sweepstakes and otherwise in a manner consistent with Sponsor’s privacy notice,
  9. WINNER LIST:  To obtain a list of the winner (available after June 2, 2017), send a self-addressed, stamped envelope to: Marketing, First Financial Bank, 255 E. 5th Street, Suite 700, Cincinnati, OH 45202. Requests must be received by July 2, 2017.
  10. SPONSOR: The sponsor for this Sweepstakes is First Financial Bank, 255 E. 5th Street, Suite 700, Cincinnati, OH 45202 (“Sponsor”).