Mortgage Calculators

The mortgage process holds many questions:
How much can I afford? What is my monthly payment? Is it a good time to refinance?

Use our free helpful mortgage calculators below to calculate your monthly loan payments
and make smart decisions about your mortgage lending or refinancing options.

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  • Monthly Payment Estimator

    Monthly Payment Estimator

    Estimate monthly mortgage payments for any size loan with this handy calculator. Change interest rates, length of loan, even add a amortization table. Calculate your monthly payment for fixed rate or adjustable rate loans.

    Estimate your payment
  • Buying vs. Renting Calculator

    Buying vs. Renting Calculator

    Should you rent or should you buy your home? It takes more than looking at your mortgage payment to answer this question. This calculator helps you work through taxes and monthly costs to help you make a good financial decision.

    Buy or Rent?
  • Refinance Break-Even Point Calculator

    Refinance Break-Even Point Calculator

    Will you save money by refinancing now? That depends on factors such as your existing interest rate, the current interest rates, closing costs and how long you plan to stay in your home. Use this calculator to sort through the confusion, and determine if refinancing your mortgage is a sound financial decision.

    Time to refinance?
  • Prepayment Savings Calculator

    Prepayment Savings Calculator

    Making additional mortgage payments reduces your interest costs by shortening the time it takes to pay off your mortgage and lowering your balance along the way.

    Reduce interest costs
  • Early Payoff Calculator

    Early Payoff Calculator

    Find the additional payment required to pay off your loan early.

    Is this right for you?
  • Tax Savings Calculator

    Tax Savings Calculator

    Calculate your yearly tax savings.

    Plan ahead
  • Debt Consolidation Calculator

    Debt Consolidation Calculator

    This calculator is designed to help determine whether using a mortgage to consolidate your debt is right for you.

    Is this right for you?

All loans subject to credit approval

Heather Byrne

“The focus on getting to know me and building a relationship has made working with First Financial a great experience. ”

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Mortgage Loan Solutions

Our mortgage loan officers work side-by-side with you to evaluate your financing options, answer your questions and guide you through the process as you make this important home-buying decision. Let First Financial help find the right loan for you.

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Credit Cards

Experience the financial freedom of purchasing all the things you need with a Visa® credit card from First Financial Bank. Let us know how you'd like to use your card and we'll be happy to set up an account that's best for you.

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Home Equity Loans

Depending on your financial situation, a Home Equity Line Of Credit (HELOC) can often be the perfect solution for large or unexpected expenses. A home line of credit gives you the freedom to pay for the things you need, when you need them.

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