Saving Account Options

It's never too late to start planning for your future.
That's why we have a variety of savings options to help you effectively manage your money,
while still providing you with the financial freedom to enjoy life as you go.

  • Everyday Savings

    Everyday Savings

    With only $25, you can begin saving towards your goals with convenient access through ATMs, online banking, and our retail banking centers.

    OPEN AN ACCOUNT
  • Student Savers

    Student Savers

    Help your children learn the importance of saving. For students aged 26 and under, you can open an account with only $25.

    CONTACT US
  • Holiday Club Savings

    Holiday Club Savings

    It's never too soon to begin saving for the holidays. Open an account with only $5. Even better, you can deposit money automatically through our Automatic Funds Transfers, which can be easily set up at any banking center or through online banking.

    CONTACT US
  • Indexed Money Market

    Indexed Money Market

    Grow your savings securely while earning an indexed interest rate. Move up with the market, with protection provided by a fixed floor rate.

    OPEN AN ACCOUNT
Compare Our Savings Accounts

Find the right savings account for you.

EVERYDAY
SAVINGS

  • Variable rate interest
  • No fee ATM transactions within FFB network
  • No network fees with non-FFB ATMs if within the Allpoint network
  • Panorama - comprehensive online budgeting tool
  • Online Banking & Bill Payment
  • e-Statements and Notices
  • Mobile Banking

 

Age: Must be 18 or older

Minimum deposit to open account: $25

Minimum balance to avoid service fee: $250

Below minimum balance service fee: $5

Minimum balance to earn interest: $100

Number of withdrawals allowed before excessive fee charge: 6 per month

Excessive withdrawal fee: $5

STUDENT
SAVERS

  • Variable rate interest
  • No fee ATM transactions within FFB network
  • No network fees with non-FFB ATMs if within the Allpoint network
  • Panorama - comprehensive online budgeting tool
  • Online Banking & Bill Payment
  • e-Statements and Notices
  • Mobile Banking

 

Age: Under 18 requires joint ownership with parent or guardian

Subject to Bank and parent/guardian approval

Minimum deposit to open account: $25

Below minimum balance service fee: $0; $4 fee for paper statements

Minimum balance to earn interest: $25

Number of withdrawals allowed before excessive fee charge: 6 per month

Excessive withdrawal fee: $1

HOLIDAY
CLUB

  • Convenient way to save for the holidays
  • Variable rate interest
  • e-Statements and Notices

 

 

 

 

 

 

 

 

Age: Must be 18 or older

Minimum deposit to open account: $5

Below minimum balance service fee: $0; $4 fee for paper statements

Minimum balance to earn interest: $0.01

Fee for withdrawal before maturity: $5

INDEXED
MONEY MARKET

  • Variable rate interest
  • No fee ATM transactions within FFB network
  • No network fees with non-FFB ATMs if within the Allpoint network
  • Panorama - comprehensive online budgeting tool
  • Online Banking & Bill Payment
  • e-Statements and Notices
  • Mobile Banking

 

Age: Must be 18 or older

Minimum deposit to open account: $5,000

Below minimum balance service fee: $0

Minimum balance to earn interest: $0.01

Number of withdrawals allowed before excessive fee charge: 6 per month

Excessive withdrawal fee: $10

Certificates of Deposit

Increase your earning power. Open a certificate of deposit account with as little as $500.
There are plenty of flexible options to consider, including choosing the maturity that fits your goals.

Langel's Pizza

“The team’s willingness to always meet our needs is why we choose to continue growing our business and personal banking relationships with First Financial.”

Snap Deposit

Mobile check deposits have never been easier. Snap Deposit allows users with the First Financial mobile app to make a deposit into their checking or savings account, simply by taking a picture of the check and sending it electronically to the bank.

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Personal Checking

Save time and money with our flexible spending accounts. All of our personal accounts include unlimited check writing, free ATM transactions within our network, free Visa® check card, and free online banking and bill payment.

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Credit Cards

Experience the financial freedom of purchasing all the things you need with a Visa® credit card from First Financial Bank. Let us know how you'd like to use your card and we'll be happy to set up an account that's best for you. Subject to credit approval.

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