What Is A Trust?


A trust is a legal structure set up in order to transfer assets advantageously to beneficiaries - often your spouse, children, grandchildren or a charity. To establish a trust, you provide instructions in a Trust Agreement prepared by an attorney. The assets you transfer to the trust are managed and distributed by First Financial Bank as a trustee in accordance with the Trust Agreement.

A trust may be the most important financial legacy you ever create. Your trust contains assets you have carefully safeguarded, along with your instructions on how these assets are to be protected and distributed to the people you care about. With First Financial Wealth Management, you can be confident that your wishes will be carried out just as you have planned.

Benefits Of A Trust


A trust can be a very powerful tool when managing your legacy. If you have decided a trust is right for you, explore the benefits of a trust. First Financial Bank as trustee can help you accomplish these goals.


  • Enforcing terms of a trust pursuant to grantor's intent
  • Understanding and applying laws
  • Duty of loyalty and impartiality to all beneficiaries
  • Comfort knowing your plan will be carried out in a professional manner
Estate Settlement Services Overview


After the hard work you have put in to plan your financial legacy, your wishes deserve to be honored. It is often difficult for a family member or friend to handle the personal and legal responsibilities of settling an estate, especially when they are still struggling with the loss of a loved one.

Let our team of trust professionals serve as an executor or personal representative of your estate. As an experienced corporate fiduciary, we comply with strict standards that ensure your wishes are carried out as expressed in your will.

How We Can Help

Our experienced trust services team will take care of all the complex and cumbersome details surrounding your estate settlement. Explore below what services we will provide for you and your loved ones.

  • Ensure your estate assets are protected and invested effectively
  • Facilitate payment of estate expenses
  • Meet with beneficiaries as needed
  • Prepare and file tax returns
  • Distribute assets to beneficiaries properly and efficiently
  • Maintain documentation required to settle an estate
  • Coordinate with attorneys, accountants, appraisers, real estate agents, insurance companies, etc. as needed
What Matters Now Is What You Protect, Not What You Earn

Over the years, you’ve done everything right.
Saved diligently, invested wisely and made prudent financial choices.
Now it’s time to protect the legacy you’ve created.

Contact a Trust Specialist today!

Wealth Management

With more than 90 years in the wealth management business and more than $2.6 billion in current assets, we pride ourselves on providing advanced, comprehensive solutions with a personal touch.

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Personal Financial

Need a plan designed to send your children to college; a plan for tax-efficient legacies; or a plan for your business? Let us will help you determine asset allocations and create portfolios to meet your objectives.

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Retirement Plans
For Your Business

Our Retirement Plan Services team can help your business with a plan that best fits your needs. Explore our great options including assistance with retirement plan design, fiduciary services or portfolio management.

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