Agricultural loans help you finance agricultural land, livestock, crops, equipment and machinery. You can also receive lines of credit to meet seasonal funding needs.
Sometimes the flow of incoming and outgoing money doesn’t match. Bridge financing can be used to bridge a gap until a specific business event transpires, enabling you to repay the loan.
As your business grows, a construction loan can help you finance business facility improvement or expansion.
Letters of Credit
First Financial offers domestic and international letters of credit, which will guarantee the payment of your drafts for a specified period and amount. This lending solution is designed to help you make purchases or conduct business when you have a more limited credit history or business experience.
Lines of Credit
Each line of credit features easy client access and flexible terms to meet your business's needs. A revolving line of credit provides working capital for a business whose sales growth is greater than the working capital available to support that growth. A seasonal line of credit finances inventory buildup and carries accounts receivable during 'business peak' sales periods.
The frequencies of principal and interest repayment for term loans can be customized to meet your cash flow abilities. This financing solution can be used to finance the acquisition of equipment, acquisition of a business and debt restructuring.
First Financial has been one of the most active lenders in Greater Cincinnati in the past five years and has a recognized team of commercial real estate lenders who craft financial solutions for our clients' commercial real estate needs. First Financial is an active lender in all product lines of commercial real estate. Over the past few years, our team has had increasing opportunities in the area of medical office building and multi-family attached housing, primarily rental units.
Our lending options range between $2MM and $5MM, on average, and no larger than $15MM on any one deal with an aggregate of up to $30MM per customer.
First Financial commercial real estate lending solutions include:
- Term loans, ranging from 1 to 5 years
- Permanent loans, ranging from 3 to 7 years
- Construction loans, ranging usually 12 to 24 months with interest only during construction and stabilization period, as well as, a 3 to 5 year mini-perm loan option
Contact Our Team
Call First Financial Bank today and ask for one of our commercial real estate experts to begin on your path to success! You will in short order see why FFB has a client list of the biggest and most successful real estate developers in each of our markets we serve…