Mortgage Calculators

The mortgage process holds many questions: How much can I afford? What will my monthly payments be? Is it a good time to refinance?

Use our free helpful mortgage calculators below to calculate your monthly loan payments and make smart decisions about your mortgage lending or refinancing options.

Monthly Payment Estimator

Estimate monthly mortgage payments for any size loan with this handy calculator. Change interest rates, length of loan, even add prepayments if you desire. This calculator also allows you to view or print an amortization schedule of the results.

Buying vs. Renting Calculator

Should you rent or should you buy your home? It takes more than looking at your mortgage payment to answer this question. This calculator helps you work through the fees, taxes, and monthly payments to help you make a good financial decision.

Refinance Calculator

Will you save money by refinancing now? That depends on factors such as your existing interest rate, the current interest rates, closing costs and how long you plan to stay in your home. Use this calculator to sort through the confusion, and determine if refinancing your mortgage is a sound financial decision.

15 Year vs. 30 Year Mortgage

Determining which mortgage term is right for you can be a challenge. With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.

Mortgage Payoff Calculator

This financial calculator helps determine how much interest you save by increasing your mortgage payment.

Points Calculator

Should you buy points? Buying points when you close your mortgage can reduce its interest rate, which in turn reduces your monthly payment. However, each "point" will cost you 1% of your mortgage balance. This calculator helps determine if you should pay for points or use the money to increase your down payment.

Debt Consolidation Calculator

This calculator is designed to help determine whether using a mortgage to consolidate your debt is right for you.