1 Carrier charges and data rates may apply.

2 $0 dynamic transfer fee when linked for overdraft protection.

3 Ticket discounts valid for select sections while supplies last. Merchandise discounts for specialty items, like jerseys and cleats, are excluded from the discount. Merchandise discount is not available at the stadium on game days.

4 Earn-out activities mentioned for Premier Checking, Performance Checking, Choice Checking and FC Cincinnati Checking need to occur each statement cycle in order to receive the account credit(s). The NoWorry Checking earn-outs only need to occur once during the life of the account.

5 Total deposits includes any Checking, Savings, Certificates of Deposit (CD), CD IRA, Money Market, or Consumer Loans (excluding first mortgages) that are in the name of the Primary Owner. Otherwise, a $20 monthly service charge for a Performance Account and a $45 monthly service charge for a Premier Account is assessed. Visit bankatfirst.com/combinedbalance for additional detail about calculating combined balances.  

6 Statement service charge is refunded when total direct deposits for the statement period are $500 or more. Monthly service charge can be reduced by $0.20 for each debit card purchase transaction made during the statement cycle up to $8.

7 Available to students 25 and under. Converts to Choice Account at age 26. To open online, account owner(s) must be 18 or older. To open for an account owner under 18, please visit your local banking center.

8 Contact your local banking center or call our Client First Center for rate information.

9 Client must enroll in eStatements to avoid a $3 paper statement charge with Simple Checking, Choice Checking, Student Checking, and FC Cincinnati Checking, and a $2 paper statement charge with NoWorry Checking. If FC Cincinnati Checking has a minimum daily balance of $1,000 and receives a direct deposit during the statement cycle, the paper statement charge will be refunded for that statement cycle and appear on the statement as an account credit.

10 Your final rate will be determined based on the loan amount, term and credit score. All loans are subject to credit review and approval and rates are subject to change without notice. Automatic transfers from a First Financial checking account are required in order to be eligible for the full loan rate discount.

11 All loans are subject to credit review and approval and rates are subject to change without notice. Contact your local banking center or call our Client First Center for more information.

All deposit accounts are subject to the Terms and Conditions, Special Handling/Electronic Banking Disclosure of Charges, and possibly other disclosures.