1 Earn-out activities mentioned for Premier Checking, Performance Checking, and Choice Checking need to occur each statement cycle in order to receive the account credit(s). The NoWorry Checking earn-outs only need to occur once during the life of the account.

2 Monthly service charge is refunded when total direct deposits for the statement period are $500 or more. Monthly service charge can be reduced by $0.20 for each debit card purchase transaction made during the statement cycle up to $8.

3 Total deposits includes any Checking, Savings, Certificates of Deposit (CD), CD IRA, Money Market, or Consumer Loans (excluding first mortgages) that are in the name of the Primary Owner. Otherwise, a $20 monthly service charge for a Performance Account and a $45 monthly service charge for a Premier Account is assessed. Visit bankatfirst.com/combinedbalance for additional detail about calculating combined balances.  

4 Available to students 25 and under. Converts to Choice Account at age 26. To open online, account owner(s) must be 18 or older. To open for an account owner under 18, please visit your local banking center.

5 Contact your local banking center or call our Client First Center for rate information.

6 Client must enroll in eStatements to avoid a $3 paper statement charge with Simple Checking, Choice Checking, and Student Checking, and a $2 paper statement charge with NoWorry Checking.

7 Your final rate will be determined based on the loan amount, term and credit score. All loans are subject to credit review and approval and rates are subject to change without notice. Automatic transfers from a First Financial checking account are required in order to be eligible for the full loan rate discount.

8 All loans are subject to credit review and approval and rates are subject to change without notice. Contact your local banking center or call our Client First Center for more information. Additional qualifications may apply.

9 Funds applied to discount cannot be used for closing costs or funds needed to close.

* Ticket discounts valid for select home games and sections while supplies last. Merchandise discounts for specialty items, like jerseys and cleats, are excluded from the discount. Merchandise discount is not available at the stadium on game days.

** Annual Percentage Rate (APR) will be 0% for all purchases made and balance transfers completed during the first 12 months after account opening (“Promotional Period”). Offer valid on purchase and balance transfers only. You cannot use cash advances or balance transfers to pay on any other First Financial Bank credit card or loan. No interest will be due on purchases made and balance transfers completed during the Promotional Period, if the purchases and balance transfers are paid in full prior to the end of the Promotional Period. After the Promotional Period ends, the APR will be your current annual percentage rate, which may vary with the market based on Prime rate.

*** $0 dynamic transfer fee when linked for overdraft protection.

Carrier charges and data rates may apply for digital services.

All deposit accounts are subject to the Terms and Conditions, Special Handling/Electronic Banking Disclosure of Charges, and possibly other disclosures.