"DREAMmaker Savings Sweepstakes" Official Rules

1. ELIGIBILITY:  No purchase necessary to enter. A purchase or payment of any kind will not increase your chances of winning. Must be a resident of Ohio, Kentucky, Illinois, or Indiana, reside within twenty-five (25) miles of First Financial Bank branch, and be 18 years of age or older to be eligible to enter. Individuals who are winners of a DREAMmaker Savings Sweepstakes prize are not eligible for subsequent DREAMmaker Savings Sweepstakes prizes.  Void everywhere else.  All federal, state, and local laws and regulations apply.  Associates or agents of First Financial Bank and their parent companies, affiliates, subsidiaries, distributors, advertising/promotional agencies, and the members of their immediate families or those persons living in the same household of such individuals are ineligible to enter or win. First Financial Bank is not responsible for illegible, forged, mutilated, lost, stolen, or damaged entries.

2. PROMOTION:  The promotion period is from 8:00 a.m. - 5:00 p.m. Eastern Time (ET) Thursday, August 26th through Friday, December 31st and includes four (4) Drawing Periods as defined herein.  August 26th through September 30th, October 1st through October 31st, November 1st through November 30th, and December 1st through December 31st are each a “Drawing Period”.  There are a total of twenty-eight (28) $500 prizes that will be awarded. Seven (7) winners will be selected within 7 days after the end of a Drawing Period. Prizes will be awarded within fifteen (15) days after winners are selected or longer if alternate winners need to be selected.

3. TO ENTER:  Eligible individuals may enter by within a Drawing Period 1) opening a new DREAMmaker Savings account, and 2) transferring through online or mobile banking transfers a total of at least $25 from a First Financial Bank checking account into the new DREAMmaker Savings account, and 3) not withdrawing any money from the new DREAMmaker Savings account. All entries must be received by 5 p.m. ET on the last day of a Drawing Period.  All entries become the property of First Financial Bank and will not be returned or acknowledged.  Only one entry permitted per household for each Drawing Period; if multiple individuals enter in a household, the first entrant creates the entry.  If a DREAMmaker Savings account is owned jointly, the primary accountholder will be the entrant.  By entering, entrants acknowledge compliance with the Official Rules including all eligibility requirements, and agree to be bound by the Official Rules of this sweepstakes. Any entry which, in the sole determination of First Financial Bank, does not comply with the Official Rules or the eligibility requirements may be disqualified.  In the event of a dispute over who submitted an entry, First Financial Bank will determine the entrant in its sole discretion.  To enter without opening an account, send a 3x5 card with the words “DREAMmaker Savings Sweepstakes Entry” printed in block letters, your name, address, email address, and phone number to: Marketing, First Financial Bank, 255 E 5th St, 7th Floor, Cincinnati, Ohio 45202.

4. PRIZES:  The prize winners will receive, upon verification of eligibility and compliance with these Official Rules, one (1) of twenty-eight (28) possible prizes. Cash prize value is equal to $500 and will be deposited into the winners’ DREAMmaker Savings account opened as a part of this sweepstakes or to be opened upon receipt of prize. If the DREAMmaker Savings account is closed within 6 months of its opening, the prize amount will be deducted at closing.  Prizes are not transferable, exchangeable or refundable. No other prize substitution. Odds of winning depend on the number of eligible entries received during the Drawing Period.

5. WINNER SELECTION & NOTIFICATION:  First Financial Bank will randomly select seven (7) entrants and notify the winners by phone or email for a total of 28 winners or seven (7) winners per Drawing period. If any of the winners do not reply within seven (7) days of the initial attempted notification, the winner will be disqualified and there will be a selection of an alternate winner. Acceptance of a prize constitutes: (1) permission for First Financial Bank and First Financial Bank's parent, affiliates, subsidiaries, distributors or advertising/promotional agencies to use the winner's name and likeness for advertising and promotional purposes without additional compensation, unless prohibited by law; (2) acceptance of responsibility for all taxes and other fees and charges relating to winning the sweepstakes; and (3) an acknowledgement by the winner to be bound by the Official Rules and by the decisions of First Financial Bank with respect to the sweepstakes.  Winner may be required to execute and return an Affidavit of Eligibility and a Publicity and Liability Release within seven (7) days of First Financial Bank’s initial attempted notification.  Failure to comply with this provision may result in disqualification and the selection of an alternate winner. 

6. MISCELLANEOUS:  First Financial Bank, and its parent companies, affiliates, subsidiaries, distributors and advertising/promotional agencies make no representation, warranties, or guarantees of any kind relative to any prize, including its quality, merchantability, or fitness for a particular purpose. By entering the sweepstakes, except to the extent prohibited by applicable law, participants agree that: (1) any and all disputes, claims, and causes of action arising out of or in connection with the sweepstakes, or any prize awarded, will be resolved individually without resort to any form of class action; (2) any claims, judgments and awards will be limited to actual out-of-pocket costs incurred, including costs associated with entering the sweepstakes, but in no event attorney's fees; and (3) under no circumstances will participants be permitted to obtain any award for and hereby waive all rights to claim, punitive, incidental or consequential damages and any and all rights to have damages multiplied or otherwise increased and any other damages, including, without limitation, attorney’s fees, except damages for actual out-of-pocket expenses (if any) not to exceed twenty-five dollars ($25). By participating, all participants (whether successfully entered or not) release First Financial Bank, its affiliates, its employees and its advertising agency from all liability with respect to any failures of any kind (whether caused by computer, technical, or human error) which may either limit the entrant’s ability to submit an entry, claim a prize, or otherwise participate in this sweepstakes, or First Financial Bank’s ability to include all eligible entries, conduct random drawings, notify potential winners, or otherwise execute this sweepstakes in the manner intended.  Participants further release and agree to hold harmless, discharge and indemnify First Financial Bank, its affiliates, its employees and its advertising agency from any and all liability, claims or actions of any kind whatsoever arising from injuries, damages, or losses to persons or property which may be sustained in connection with this sweepstakes including, but not limited to: (a) the acceptance, possession, awarding, delivery, mis-delivery, use or misuse of the prize and (b) any travel to or from sweepstakes-related activity.  First Financial Bank is not responsible for any typographical or other error in these Official Rules or any other materials disseminated by First Financial Bank or any technical malfunction, failure, error, omission, interruption, deletion, defect, delay in operation or communications line failure, regardless of cause, with any equipment, systems, networks, lines, satellites, servers, computers, or providers used by an entrant or First Financial Bank.

7. OTHER TERMS: Decisions of First Financial Bank on all matters related to the sweepstakes are final. First Financial Bank reserves the right to cancel or modify the sweepstakes for any reason, including but not limited to, if fraud, misconduct or technical failures destroy the integrity of the sweepstakes, or if a computer virus, bug, or other technical problem corrupts the administration, security, or proper administration of the sweepstakes as determined by First Financial Bank, in its sole discretion. First Financial Bank reserves the right to disqualify or prohibit the participation of an individual if fraud or tampering is suspected, or if the individual fails to comply with any requirement of participation or with any provision in these Official Rules. CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE OR UNDERMINE THE OPERATION OF THIS SWEEPSTAKES IS A VIOLATION OF CRIMINAL & CIVIL LAWS. FIRST FINANCIAL BANK RESERVES THE RIGHT TO DISQUALIFY AND/OR SEEK DAMAGES FROM ANY INDIVIDUAL MAKING ANY SUCH ATTEMPTS TO THE FULL EXTENT PERMITTED BY LAW. 

8. PRIVACY: When participants enter the sweepstakes, First Financial Bank collects information from the sweepstakes entries.  First Financial Bank may use the collected information to administer the sweepstakes and otherwise in a manner consistent with First Financial Bank’s privacy notice, https://www.bankatfirst.com/privacy-notice.html.

9. WINNER LIST:  To obtain a list of the winners (available after January 15th, 2022), send a self-addressed, stamped envelope to: Marketing, First Financial Bank, 255 E. 5th Street, Suite 700, Cincinnati, OH 45202. Requests must be received by January 5th, 2022.

10. FIRST FINANCIAL BANK: The First Financial Bank for this sweepstakes is First Financial Bank, 255 E. 5th Street, Suite 700, Cincinnati, OH 45202.