do more with your credit score

A good credit score unlocks the best products and lending rates when applying for a loan or credit card. Your credit score tells lenders how likely you are to repay your debts on time. Credit scores are made up of 5 ingredients:

  • Payment history
  • Amount owed
  • Length of credit history
  • New credit
  • Credit mix

Try our self-guided learning tools

How to manage debt

Climbing out of debt takes having a plan. Learn how to use your budget to pay off your debt in this free self-guided class. 

Our guide to credit scores and reports

Not everyone knows you can improve your credit score to make the most of it. You may not know how, but we do and want to share a few pointers to keep your score in top condition.

How do credit cards work?

Credit cards are a great financial tool when used correctly. Our free credit card playlist will give you the tools to make the most of your credit.

Learn the basics on our blog

5 uses for credit cards

Credit cards are perfect for so much more than day-to-day spending. You can use your credit card to build your credit score and consolidate debt and so much more. You are only limited by your imagination.

Learn more

Improve your credit score

Your credit score impacts your life in more ways than you think. The good news is you can improve your score by understanding how your credit score works.

Learn more

Check out our other favorite classes

Banking basically

You can manage and grow your finances and safeguard your money by knowing how to use basic banking features like checking and savings accounts to your benefit.

Budgeting for everyone

Everyone needs a budget. Budgeting lets you figure out how much money you make, where it is going, and how to make the most of it. You may not be sure where to start, but we can help with a simple workshop.

Considering homeownership?

There’s nothing like a place to call home. Our free classes on homeownership provide the knowledge you’ll need to guide you through the process.

Pay down your debt

Debt is a part of life for most people. Whether you owe money on your car, credit cards, mortgage, or student loans, managing debt doesn’t always seem easy, but with a good plan you can get it under control. We can help with tips and tools. 

Protect your identity

Your identity is your most important asset. The best financial strategies are nothing without knowing how to protect yourself. Our free webinars and self-guided courses show you what to watch out for.

Retire easily

Planning for retirement should start now. Saving even a small amount of money has the chance to grow significantly by the time you retire.

Let's stay connected

Sign up for First Financial emails to get meaningful tips, helpful tools, and guidance on how to improve your financial future.