Workers in a food processing plant
Workers in a food processing plant

USDA guaranteed loans for rural businesses and the food supply chain

Work with our team Lending options

Flexible and affordable

Over 150 years in the industry

Experienced bankers with boots on the ground

Diverse eligibility on fund use

Why this is the solution for you

How do you use USDA funds?

USDA guaranteed loans allow you to access more cash while providing longer terms and fixed interest rates. These flexible options provide access to affordable financing in rural areas.

See more ways to use

Do I qualify?

There’s a wide range of entities that qualify for USDA loans. Some of these include for-profit and non-profit businesses, cooperatives, federally recognized tribes, and more. For the full list of eligible organizations, click below.

Check my eligibility

Flexible and convenient lending options

USDA Guaranteed Loans provide business loans designed to support U.S. rural areas, the food supply chain & agribusiness with flexible loan options and affordable interest rates.

USDA OneRD Guaranteed Loans

  • - Borrow $2-10MM
  • - Low fees
  • - Flexible use-cases
USDA OneRD Guaranteed Loans guide

Food Supply Chain Guaranteed Loans

  • - Borrow $2-40MM
  • - No fees
  • - Perfect for food supply chain start-ups or businesses looking to expand
  • - No rural constraint, metro areas welcome!
Food Supply Chain Guaranteed Loans guide

Farm Service Agency Guaranteed Loan Programs

  • - Borrow $500,000-$1.825MM
  • - Low fees
  • - Repayment period up to 30 years with credit approval
  • - Perfect for family farmers and ranchers
FSA Guaranteed Loan Programs guide

Looking for a loan less than $2 million? Click here to review our SBA options.

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A loan for every use-case

USDA guaranteed loans make it easy for businesses and other organizations to get the funds they need to improve and expand their operations in rural areas.

Equipment & supplies

Expanding operations

Working capital

Land acquisitions

The proof is in the deals

Expansion of equipment line for a food processing facility

  • - $3.5MM equipment loan
  • - 100% of soft costs

Expansion of a swine facility & purchase of real estate

  • - $1.85MM FSA guaranteed loan
  • - $6.5MM conventional loan
  • - $250M in operating funds

Construction loan for a poultry facility

  • - $1.85MM FSA guaranteed loan
  • - $1.2MM conventional loan
  • - $300M in operating funds

USDA expansion of methane biodigester (REAP Program)

  • - $1.6MM construction loan
  • - $1.8MM refinance of existing debt

More food and agribusiness resources

Is the USDA Food Supply Chain Guaranteed Loan Program right for you?

The USDA Food Supply Chain Guaranteed Loan Program provides up to $40 million to businesses directly engaged in the middle of the food supply chain.

Learn more

All loans subject to credit review and approval.