Flexible and affordable

Over 150 years in the industry

Experienced bankers with boots on the ground

Diverse eligibility on fund use

Why this is the solution for you

Flexible and convenient lending options

USDA Guaranteed Loans provide business loans designed to support U.S. rural areas, the food supply chain & agribusiness with flexible loan options and affordable interest rates.

Looking for a loan less than $2 million? Click here to review our SBA options.

Work with our team

Jessica Lehman, Director of Food and Agribusiness

Jessica knows the banking needs of farmers from both sides of the fence. In addition to her 10+ years as a food and agribusinesses banker, she is an experienced farmer and part owner of a family-owned and -operated grain elevator and feed mill. Jessica earned her agriculture degree from Purdue University, is a graduate of the Indiana AgrIInstitute’s Agriculture Leadership Program, and is a member of the Agribusiness Council of Indiana. In the time she has left, Jessica volunteers with youth agriculture and leadership organizations.

Call Jessica: 260.445.2528


Zach Allen, Senior Relationship Manager

Zach Allen joined First Financial Bank as a Food and Agribusiness Relationship Manager in 2021. He has over 15 years of banking, lending, and credit experience with a special focus in commercial agriculture. Zach is native to West Central Indiana, a Purdue graduate, and grew up with a strong affiliation to production agriculture and agricultural lending.

Through his career and education, Zach has obtained expertise and relationships in both production agriculture as well as processing. He currently sits on the board of advisors for Indiana Dairy Producers and is the Treasurer for the Light for Levi Foundation, a charity dedicated to helping victims of traumatic brain injuries. Zach’s personal time is spent coaching youth sports and spending time with family.

Call Zach: 765.299.5354


Dee Lindsay, Senior Relationship Manager

With over 14 years of banking experience and a proven track record with Central Indiana businesses, Dee Lindsay has become an expert in helping local businesses grow and realize their financial goals. She is excited to join the Food & Agribusiness team and expand her scope nationwide. She focuses on the processing and manufacturing of agricultural commodities, inputs, and food products. She provides businesses with sound financial advice, advising them on their capital needs and overall financial picture.

Dee grew up in Northwest Indiana with a family background in agriculture supply and services. Dee maintains active involvement in several community organizations, and is part of Indiana AgrIInstitute’s Agriculture Leadership Program. Dee received her education from Indiana University in Bloomington, Indiana.

Call Dee: 317.476.0777


Matthew Eldridge, Relationship Manager

Matt's “Office-With-a-View” would have to be the edge of a field, outside beneath silos of a grain elevator, or the cab of a combine talking through the pressures, possibilities, and joys of food and agribusiness. He specializes in agribusiness, grain merchandising, commodity warehousing, and ag service-provider operations. Matt’s life-long association with agricultural-based companies gives him a solid understanding of clients’ needs and building solutions that go beyond financing.

Matt believes living and working with ag partners in our communities is essential to our success and enjoys working with those who share similar passions. Matt’s community volunteer time has always focused on serving youth in agriculture and supporting our next generation of producers and agribusiness owners. He holds a BS degree from Purdue University in Agriculture Economics and has held leadership positions within banking and the Ag Marketing Division of Deere & Company for 20+ years.

Call Matthew: 812.651.8666


Craig Wagner, Commercial Underwriter

Craig is dedicated to accuracy and providing credit solutions that provide the correct options for the long-term success of the agricultural operations that we serve. Craig has been involved in agriculture his entire life with experiences in grain, dairy, beef, and hog production, gaining experience and knowledge that he has leaned on during his professional career with First Financial Bank. Craig’s career started in lending at First Financial Bank, where he has spent over a decade working in food and agribusiness lending in both sales and credit capacities. Craig holds a bachelor’s degree from Purdue University in Food and Animal Agribusiness.

Call Craig: 812.663.0150


Julie Hall, Agribusiness Support Specialist

“If I hadn’t been in banking, I would’ve entered a career where I could support animals and livestock.” Instead, Julie Hall supports the Food and Agribusiness team as well as their clients through loan administration and business support. Julie started in the banking industry in 1983 at a Citizens State Bank, which eventually became First Financial, where she now works in the same banking center which she started in many years ago. Julie has over two decades of work in Food and Agribusiness and enjoys working with the team and clients in a variety of ways. If you need to get something done, call Julie!

Call Julie: 765.331.2304


A loan for every use-case

USDA guaranteed loans make it easy for businesses and other organizations to get the funds they need to improve and expand their operations in rural areas.

Equipment & supplies

Expanding operations

Working capital

Land acquisitions

The proof is in the deals

More food and agribusiness resources


All loans subject to credit review and approval.