With 0% APR for the first 12 months and no annual fee, choosing the right credit card has never been easier.1
Our Visa® credit cards make it easy to save money, maximize rewards, and pay down balances fast.
Looking for a lower interest rate2 or want to rack up rewards fast? Learn more about our credit cards and apply.
With a secured Visa credit card, you can easily begin establishing or rebuilding your credit while having the convenient payment solution you need. Visit a financial center today and speak with a member of our team to get started.
Earn rewards every time you use your First Financial credit card to buy groceries, put gas in your car, and make other purchases.
There’s no cap or limit on rewards, and they’re easy to redeem in real time for cash, gift cards, merchandise, and travel.
1 Earn one point per dollar of spend on Visa® Platinum with credit lines up to $4,999. Credit lines of $5,000 or more will be automatically upgraded to the Visa Signature Rewards card and earn 1.25 points per dollar of spend.
Points are earned based on qualifying net purchases using your First Financial Visa Platinum Rewards Credit Card or Visa Signature Rewards Credit Card. Qualifying purchases are defined as purchases minus returns and/or other related credits. The account must be in good standing to earn points. Accounts do not earn points for cash advances, balance transfers, unauthorized or fraudulent charges or for fees of any kind. Credits to your account (such as returns of purchases) will reduce the points available in your account. Points expire after 60 months. Subject to credit approval. See full rewards terms and conditions for the Visa Platinum Rewards Credit Card and the Visa Signature Rewards Credit Card.
All credit cards are subject to credit review and approval.
2 Annual Percentage Rate (APR) will be 0% for all purchases made and balance transfers completed during the first 12 months after account opening (“Promotional Period”). Offer valid on purchase and balance transfers only. You cannot use cash advances, or balance transfers to pay an existing balance on other First Financial Bank credit cards or loans. No interest will be due on purchases made and balance transfers completed during the Promotional Period, if the purchases and balance transfers are paid in full prior to the end of the Promotional Period. After the Promotional Period ends, the APR will be your current annual percentage rate, which may vary with the market based on Prime rate.
3 Ticket discounts valid for select home games and sections while supplies last. Specialty items, like jerseys and cleats, are excluded from the merchandise discount. Merchandise discount is not available at the stadium on game days.
4 Visa’s® Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. Individual replacement fund amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by your issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify your financial institution immediately of any unauthorized use. Transaction at issue must be posted to your account before replacement funds may be issued. For specific restrictions, limitations, and other details, please visit your local financial center or call our Client First Center.
All credit cards are subject to credit review and approval.
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