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fast. simple. straightforward. personal.

That’s how a checking account should feel. 

Check out all your options

Flexibility. Access. Benefits. It’s like we knew what you were thinking when we designed our array of checking accounts. Whatever you need, we’ve got the right account for you.

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Featured Accounts

  • SIMPLE CHECKING
  • CHOICE CHECKING
  • PERFORMANCE CHECKING
  • PREMIER CHECKING

Specialty Accounts

  • NOWORRY CHECKING
  • STUDENT CHECKING
  • First Financial Visa® debit card

Pay the easy way

Make everyday purchases quickly and conveniently with a debit card. Whether you’re using the ATM, shopping online or in store, it pulls money from your checking account. Our cards are chip-enabled so your transactions are secure. And our fraud detection system monitors transactions and lets you know if we see suspicious activity. Open an account online and get your card by mail or get a card instantly at your local First Financial Bank financial center. 

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  • The pride of the Orange and Blue

Get an exclusive FC Cincinnati debit card

Show off your Orange and Blue pride by choosing this branded debit card when you open any checking account. Besides the benefits that come with the account you choose, you’ll get FC Cincinnati perks like ticket and merchandise discounts.1

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Total account access… anytime, anywhere

Digital wallet. Nothing is easier

Your phone is always with you, so why not use it to make purchasing easy and safe? Your digital wallet lets you pay in stores, online, or in apps. It’s easy to set up and gives you the convenience of paying with just a touch on your phone.2

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Easy banking, online or in-app

Bank when you want. Take advantage of our online or in-app options. Download our app and get instant account access to check balances, make free mobile deposits, transfer money, set security alerts, and more…all from your smartphone or tablet.2, 3

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  • Student accounts

An account that makes the grade

Getting started isn’t always easy, but we give students a little help and keep life simple. No minimum balance. No monthly service charge. Plus, they’ll get free ATM and mobile access to do all their banking at no extra charge. This one gets an A+ for students ages up to 26.4

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Did you know?

Our NoWorry checking account is BankOn certified, which gives consumers more confidence to begin or restart their banking relationship with the right tools to manage their money. Our goal is to ensure everyone has access to a safe and affordable bank account.

Sometimes life can throw you a curveball.

When you don't have enough money in your account to cover a transaction, but the bank pays it, that's considered an overdraft. To help you avoid fees, we've simplified our overdraft policy.

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Need more checks?

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Check out the basics

Boost your banking IQ in just five minutes

Learn banking basics with these quick, self-guided tutorials. They cover topics like auto loans, credit cards, mobile banking, and more!

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Checking versus savings: What’s best?

The answer could be both. It really depends on your goals. We can help you compare options and determine the best fit.

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How to keep your accounts secure

Our checking and savings accounts are safe and secure. Make them even safer by using these tips to protect your logins and passwords.

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1 Ticket discounts valid for select home games and sections while supplies last. Merchandise discounts for specialty items, like jerseys and cleats, are excluded from the discount. Merchandise discount is not available at the stadium on game days

2 Carrier charges and data rates may apply.

3 Deposits are subject to verification and not available for immediate withdrawal. Daily deposit dollar and count limits may vary and are subject to change at our discretion. We do not charge a fee for Snap Deposit or mobile remote deposit capture. Carrier data or message fees may apply. Online banking enrollment is required for Snap Deposits and Mobile Apps.

4 Account transitions to f1RST® Choice Checking the statement cycle after youngest owner turns age 26.

All deposit accounts are subject to the Terms and Conditions, Special Handling/Electronic Banking Disclosure of Charges, and possibly other disclosures.

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