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what personal loan is right for you?

Help me decide

No matter what need you have, we offer flexible personal loan options to fit your situation. Applying for an unsecured or secured loan is a quick process and there’s no limit on how you can spend the money.

Personal Loan
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f1RST® Quick Loan
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Unsecured Line of Credit
Apply at a banking center
Saving Secured Loan
Apply at a banking center
Saving Secured Line of Credit
Apply at a banking center
Origination Fee
$0
$0
$0
$0
$0
Prepayment Penalties
$0
$0
$0
$0
$0
Rates as low as
Rates as low as 6.49% APR. Additional discounts available with our relationship-based accounts 1
Rates as low as 6.99% APR. Additional discounts available with our relationship-based accounts 2
Rates as low as 5.25% APR. Additional discounts available with our relationship-based accounts 3
Rates as low as 4.00% APR. Additional discounts available with our relationship-based accounts 4
Rates as low as 3.25% APR. Additional discounts available with our relationship-based accounts 5
Variable or Fixed Rate
Fixed
Fixed interest-only payments during draw/ fixed during repayment
Variable
Fixed
Variable
Maximum Loan Amount
$25,000
$25,000
$50,000
$500,000
$500,000
Maximum Loan Length
60 months
6 month draw/ 60 month repayment
12 months
60 months
12 months
Is Collateral Required?
Collateral refers to any asset or property a borrower pledges to the bank in exchange for a loan. It can be used for backup for loan payment by the bank if the borrower defaults on their debt.
Checkmark
CD | Savings | Investments
Checkmark
CD | Savings | Investments

Helpful tips before you borrow

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1 Rates range from 6.49% - 16.74% APR. Your final rate will be determined based on your loan amount, term, and credit score. APR = Annual Percentage Rate. All loans are subject to credit review and approval and rates are subject to change without notice. For additional loan discount information, please view our checking account options.

2 The loan will have a draw period with a fixed rate of 1.99% for the first six months. Interest only payments will be required during the draw period. After 6 months any outstanding balance will convert to a 60 month term loan which will require principle and interest payments. Repayment period APR will range from 6.99% - 12.99% APR. Your final repayment period rate will be determined based on your credit score. APR = Annual Percentage Rate. All loans are subject to credit review and approval and rates are subject to change without notice. For additional loan discount information, please view our checking account options.

3 Rates range from 5.25% - 11.25% APR. Your final rate will be determined based on your loan amount, term, and credit score. APR = Annual Percentage Rate. All loans are subject to credit review and approval and rates are subject to change without notice. The applicable interest rate is indexed to the Wall Street Journal (WSJ) Prime Rate and is subject to change with the WSJ Prime Rate. For additional loan discount information, please view our checking account options.

4 Rates range from 4.00% - 7.00% APR. Your final rate will be determined based on your loan amount, term, and credit score. APR = Annual Percentage Rate. All loans are subject to credit review and approval and rates are subject to change without notice. For additional loan discount information, please view our checking account options.

5 Rates range from 3.25% - 5.75% APR. Your final rate will be determined based on your loan amount, term, and credit score. APR = Annual Percentage Rate. All loans are subject to credit review and approval and rates are subject to change without notice. The applicable interest rate is indexed to the Wall Street Journal (WSJ) Prime Rate and is subject to change with the WSJ Prime Rate. For additional loan discount information, please view our checking account options.

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