No matter what need you have, we offer flexible personal loan options to fit your situation. Applying for an unsecured or secured loan is a quick process and there’s no limit on how you can spend the money.
|
Personal Loan
Apply now
|
f1RST® Quick Loan
Apply now
|
Unsecured Line of Credit
Apply in person
|
Secured Loan
Apply in person
|
Secured Line of Credit
Apply in person
|
|
|---|---|---|---|---|---|
|
Origination Fee
1
|
$50
|
$50
|
$50
|
$50
|
$50
|
|
Prepayment Penalties
|
$0
|
$0
|
$0
|
$0
|
$0
|
|
Rates as low as
|
Rates as low as 10.34% APR. Additional loan benefits available with our relationship-based accounts
2
|
Promotional rate of 4.99% for the first six months then as low as 11.04% APR for the remaining term. Additional loan benefits available with our relationship-based accounts
3
|
Rates as low as 10.50% APR. Additional loan benefits available with our relationship-based accounts
4
|
Rates as low as 5.75% APR. Additional loan benefits available with our relationship-based accounts
5
|
Rates as low as 8.50% APR. Additional loan benefits available with our relationship-based accounts
6
|
|
Variable or Fixed Rate
|
Fixed
|
Fixed interest-only payments during draw/ fixed during repayment
|
Variable
|
Fixed
|
Variable
|
|
Maximum Loan Amount
|
$250,000
|
$250,000
|
$250,000
|
$3,000,000
|
$3,000,000
|
|
Maximum Loan Length
|
60 months
|
6 month draw/60 month repayment
|
24 months
|
60 months
|
120 months
|
|
Is Collateral Required?
Collateral refers to any asset or property a borrower pledges to the bank in exchange for a loan. It can be used for backup for loan payment by the bank if the borrower defaults on their debt.
|
|
|
|
CD | Savings | Investments
|
CD | Savings | Investments
|
1 Fees may be waived depending on relationship-based account benefits. For additional information on loan benefits, please view our checking account options.
2 Rates range from 10.34% - 15.84% APR. Your final rate will be determined based on your loan amount, term, and credit score. APR = Annual Percentage Rate. All loans are subject to credit review and approval and rates are subject to change without notice. Loan amounts above $50,000 may require proof of verified liquid assets. For additional information on loan benefits, please view our checking account options.
3 The loan will have a draw period with a promotional rate of 4.99% for the first six months. After 6 months any outstanding balance will convert to a 60-month term loan which will require principal and interest payments. Repayment period APR will range from 11.04% - 16.04% APR. Your final repayment period rate will be determined based on your credit score. APR = Annual Percentage Rate. All loans are subject to credit review and approval and rates are subject to change without notice. Online First Quick Loan applications must be requested in amounts between $2,000 and $50,000. Applications above $50,000 must be made in a branch and require additional information and documentation. For additional information on loan benefits, please view our checking account options.
4 Rates range from 10.50% - 15.00% APR. Your final rate will be determined based on your loan amount, term, and credit score. APR = Annual Percentage Rate. All loans are subject to credit review and approval and rates are subject to change without notice. Loan amounts above $50,000 may require proof of verified liquid assets. The applicable interest rate is indexed to the Wall Street Journal (WSJ) Prime Rate and is subject to change with the WSJ Prime Rate. For additional information on loan benefits, please view our checking account options.
5 Rates range from 5.75% - 6.25% APR. Your final rate will be determined by the type of liquid assets you use to secure the loan. APR = Annual Percentage Rate. All loans are subject to credit review and approval and rates are subject to change without notice. For additional information on loan benefits, please view our checking account options.
6 8.50% APR. APR = Annual Percentage Rate. All loans are subject to credit review and approval and rates are subject to change without notice. The applicable interest rate is indexed to the Wall Street Journal (WSJ) Prime Rate and is subject to change with the WSJ Prime Rate. For additional information on loan benefits, please view our checking account options.
7 Online First Quick Loan applications must be requested in amounts between $2,000 and $50,000. Applications above $50,000 must be made in a branch and require additional information and documentation.
You are about to go to a different website or app. The privacy and security policies of this site may be different than ours. We do not control and are not responsible for the content, products or services.
Online banking services for individuals and small/medium-sized businesses.
If you haven't enrolled yet, please enroll in online banking.
Login to continue your application for new checking, savings, and money market accounts.
f1RSTNAVIGATOR is where our business clients can access tools to help manage day-to-day account activity.
Sign in now to access your account, or download the new app by searching "Your First Financial."
