No matter what need you have, we offer flexible personal loan options to fit your situation. Applying for an unsecured or secured loan is a quick process and there’s no limit on how you can spend the money.
|
Personal Loan
Apply now
|
f1RST® Quick Loan
Apply now
|
Unsecured Line of Credit
Apply at a banking center
|
Saving Secured Loan
Apply at a banking center
|
Saving Secured Line of Credit
Apply at a banking center
|
|
|---|---|---|---|---|---|
|
Origination Fee
|
$0
|
$0
|
$0
|
$0
|
$0
|
|
Prepayment Penalties
|
$0
|
$0
|
$0
|
$0
|
$0
|
|
Rates as low as
|
Rates as low as 6.49% APR. Additional discounts available with our relationship-based accounts
1
|
Promotional rate of 0% for the first six months then as low as 6.99% APR for the remaining term. Additional discounts available with our relationship-based accounts
2
|
Rates as low as 5.25% APR. Additional discounts available with our relationship-based accounts
3
|
Rates as low as 4.00% APR. Additional discounts available with our relationship-based accounts
4
|
Rates as low as 3.25% APR. Additional discounts available with our relationship-based accounts
5
|
|
Variable or Fixed Rate
|
Fixed
|
Fixed interest-only payments during draw/ fixed during repayment
|
Variable
|
Fixed
|
Variable
|
|
Maximum Loan Amount
|
$250,000
|
$250,000
|
$250,000
|
$3,000,000
|
$3,000,000
|
|
Maximum Loan Length
|
60 months
|
6 month draw/ 60 month repayment
|
12 months
|
60 months
|
12 months
|
|
Is Collateral Required?
Collateral refers to any asset or property a borrower pledges to the bank in exchange for a loan. It can be used for backup for loan payment by the bank if the borrower defaults on their debt.
|
|
|
|
CD | Savings | Investments
|
CD | Savings | Investments
|
1 Rates range from 6.49% - 16.74% APR. Your final rate will be determined based on your loan amount, term, and credit score. APR = Annual Percentage Rate. All loans are subject to credit review and approval and rates are subject to change without notice. Loan amounts above $25,000 may require proof of verified liquid assets. For additional loan discount information, please view our checking account options.
2 The loan will have a draw period with a promotional rate of 0% for the first six months. After 6 months any outstanding balance will convert to a 60-month term loan which will require principal and interest payments. Repayment period APR will range from 6.99% - 12.99% APR. Your final repayment period rate will be determined based on your credit score. APR = Annual Percentage Rate. All loans are subject to credit review and approval and rates are subject to change without notice. Loan amounts above $25,000 may require proof of verified liquid assets. For additional loan discount information, please view our checking account options.
3 Rates range from 5.25% - 11.25% APR. Your final rate will be determined based on your loan amount, term, and credit score. APR = Annual Percentage Rate. All loans are subject to credit review and approval and rates are subject to change without notice. Loan amounts above $25,000 may require proof of verified liquid assets. The applicable interest rate is indexed to the Wall Street Journal (WSJ) Prime Rate and is subject to change with the WSJ Prime Rate. For additional loan discount information, please view our checking account options.
4 Rates range from 4.00% - 4.50% APR. Your final rate will be determined by the type of liquid assets you use to secure the loan. APR = Annual Percentage Rate. All loans are subject to credit review and approval and rates are subject to change without notice. For additional loan discount information, please view our checking account options.
5 3.25% APR. APR = Annual Percentage Rate. All loans are subject to credit review and approval and rates are subject to change without notice. The applicable interest rate is indexed to the Wall Street Journal (WSJ) Prime Rate and is subject to change with the WSJ Prime Rate. For additional loan discount information, please view our checking account options.
You are about to go to a different website or app. The privacy and security policies of this site may be different than ours. We do not control and are not responsible for the content, products or services.
Online banking services for individuals and small/medium-sized businesses
Login to continue your application for new checking, savings, and money market accounts.
f1RSTNAVIGATOR is where our business clients can access tools to help manage day-to-day account activity.
