Maybe your balance sheet says meeting payroll will be tough this week. Or maybe you need to bump up inventory of a specific product after an unexpected surge in sales. Whatever the reason, our revolving line of credit provides easy access to working capital and flexible terms to meet your needs.
We have the short-term lending solutions you need. And if you need some help finding the right lending option, or if you just want to discuss your options with a financial professional (ours have decades of small business experience), we’re here to help. Reach out to your local business development manager at your nearest First Financial banking center to get one-on-one advice tailored to your needs.
Getting a revolving line of credit or short-term loan is no joke. There are lots of options to consider and each comes with unique questions. We’re here to help.
Drop us a line here by submitting the form and someone from our team will be in touch with you soon.
Businesses' needs vary, but generally, if the sales growth of your business is greater than the working capital available to support that growth, then a revolving line of credit might be right for you.
It’s a flexible, revolving loan subject to credit review and annual renewal. Similar to a credit card, a lender sets a credit limit usable as long as payments are made on time. Interest accumulates on these lines of credit.
A small business line of credit is typically offered as unsecured debt, which means most of the time, no collateral such as real estate or inventory needs to be put up. Terms can range depending on a number of factors.
For example, our BizFlex Line of Credit is unsecured up to $100,000 over a five-year draw period. For larger amounts, you may be required to secure the loan by putting a blanket lien on personal or business assets.
All loans subject to credit review and approval.
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