accounts as unique as your business

From nonprofits to law firms, public funds organizations to large businesses with complex needs, specialty accounts serve a crucial purpose. We offer a variety of checking accounts designed to match what your organization needs. All transactions can be monitored and managed virtually, with online and mobile banking tools that promote efficiency and support fraud control. More options to meet more needs is just another part of how we offer you more.

Analysis Checking

You put a lot into running your business. Our Analysis Checking gives some of that back. Businesses with high transaction volumes and complex treasury management needs use this type of account to receive an earnings credit on all balances to reduce or offset fees for transactions and services.

Hybrid Analysis Checking

Earn interest on higher balances in your business checking account with Hybrid Analysis Checking. Not only will you receive an earnings credit on all balances to offset your high transaction volume and service fees, you’ll also earn a competitive, tiered interest rate on the remainder of your balances after your fees have been fully offset.

IOTA and IOLTA

Does your law firm maintain funds on trust for clients? By using an Interest on Trust Account (IOTA) or Interest on Lawyers Trust Account (IOLTA), get interest remitted to the state civil legal aid provider.

Public funds checking accounts

Is your organization a public funds entity with collateralization or government reporting requirements? We’ve got you covered. Choose from three checking accounts with varying services and benefits.

Public Funds Checking

What it does: Meets basic transaction needs while offering access to free online banking, mobile deposit, bill pay, eStatement,1 and Visa® debit card.
What makes it even better: Unlimited monthly combined transactions2 and no minimum balance requirement.

Public Funds Interest Checking

What it does: Meets basic transaction needs while offering access to free online banking, mobile deposit, bill pay, eStatement,1 and Visa® debit card.
What makes it even better: Unlimited monthly combined transactions2 and no minimum balance requirement. Plus, it earns interest.

Public Funds Premium Checking

What it does: Supports more sophisticated banking needs to assist with cash flow.
What makes it even better: Includes access to free online banking, mobile deposit, bill pay, eStatement,1 and Visa® debit card. Ability to upgrade to access f1RSTNAVIGATOR online banking,3 which includes solutions such as automated clearing house (ACH) origination module,4 online wire transfer module, fraud protection, and desktop remote deposit.5

Ready to open an account?

Your organization’s cash flow is priority number one and picking the right foundation for your day-to-day account can help make your life easier, today and tomorrow. We know it isn’t always a clear and easy decision, but we understand the complexities and are here to help you find the right solution.

When you talk with our team, you can expect us to listen because we want to get a good understanding of what you do every day and what your short- and long-term goals are. We’ll ask you questions because we genuinely care about determining which account and digital services can help optimize cash flow and minimize risk.

Let’s connect on the phone, in person, or virtually! Drop us a line by submitting the form and someone will be in touch with you soon.

 







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1 $3 Paper statement fee if not enrolled.

2 Transactions include: Checks paid, deposit tickets, checks deposited, ACH credits and debits received.

3 Additional charges apply to these services.

4 This service may require underwriting.

5 This service requires review and qualification.

All deposit accounts are subject to the Terms and Conditions, Special Handling/Electronic Banking Disclosure of Charges, and possibly other disclosures.

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