f1RST® Quick Loan

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Perfect for you if:

You have short-term cash needs such as a car, projects around the house, or unexpected expenses.

You need funds quickly and without collateral.

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What to expect:

  • Interest-only payments for the first six months1
  • After six months, you will repay the balance as a fixed rate installment loan over 60 months
  • Loan amounts $2,000 - $250,0001
  • $50 origination fee1
  • No prepayment penalties
  • Easy application process online or in a financial center
  • Additional benefits with a First Financial Bank checking account1

How to use your f1RST® Quick Loan

Small home improvements

Handle unexpected expenses

Consolidate your debt

Buy a new car


APR = Annual Percentage Rate. All loans are subject to credit review and approval and rates are subject to change without notice. A First Financial Bank deposit account is required for approval. Minimum 660 credit score required.

1 Online First Quick Loan applications must be requested in amounts between $2,000 and $50,000. Applications above $50,000 must be made in a branch and require additional information and documentation. The loan will have a draw period with a promotional rate for the first six months. After 6 months any outstanding balance will convert to a 60-month term loan which will require principal and interest payments. Some loans may be eligible for additional relationship-based account benefits. For information on loan benefits, please view our please view our checking account options.