More benefits when you bank with us

You don’t need to make six figures to save toward six figures. Start a savings account with only $25 and no service charges for the first 60 days. Your savings can protect your checking account by providing overdraft-protection transfers, at no charge.2 Whether you’re a high school student or at the height of your career, we have an account that will grow your money at your pace.

Be sure to scroll all the way to the right to review all product options.

DREAMmaker Savings
Open online
Everyday Student
Open at a banking center
Everyday Savings
Open online
f1RST Money Market
Open online
Premier Money Market
Open online
Monthly Service Charge 3
$0
$0
$5 or $0 with $250 minimum daily  balance
$15 or $0 with $10,000 minimum daily   balance
$45 or $0 if Primary Owner has an open Premier Checking Account
Earns interest 4
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Basic
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Good
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Good
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Better
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Best
Eligible as Overdraft Protection Account 2
An overdraft occurs when a transaction drops your balance below zero and the bank can either cover or reject the transaction and you may be charged fees. Use a savings account to automatically transfer to checking when an overdraft occurs.
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Free Paper Statements 5
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with $10,000+ Minimum Daily Balance
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Free money orders and cashier checks
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Free incoming and outgoing domestic wires
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Withdrawal limits
Charges temporarily waived effective April 2020.
$12.50 charge if more than one (1) withdrawal in a statement period.
$5 charge if more than six (6) withdrawals in a statement period.
$5 charge if more than six (6) withdrawals in a statement period.
$5 charge if more than six (6) withdrawals in a statement period.
None.
Additional account information
Only eligible to open if at least one owner is under the age of 18. When youngest owner turns 18, account automatically converts to Everyday Savings.

Making sense of savings

What type of savings account is right for you?

Not sure of the best account for you? No sweat. This guide will help you choose the right savings, with confidence.

In case of emergency: The basics of saving for the unexpected

Life doesn’t always follow your roadmap. Prepare for those would-be detours with these four steps.

Checking versus savings: What’s best?

The answer could be both. It really depends on your goals. We can help you compare options and determine the best fit.

Wealthy living: Leading the way to healthy saving habits

Saving for a prosperous future is easy. Here’s the first step. Followed by a few more.


1 Carrier charges and data rates may apply.

2 $0 dynamic transfer fee when linked for overdraft protection.

3 Earn out activities mentioned need to occur each statement cycle in order to receive the account credit(s).

4 Contact your local banking center or call our Client First Center for rate information.

5 Client must enroll in eStatements to avoid a $3 paper statement charge with f1rst Money Market, Everyday Savings and DreamMaker Savings. If f1rst Money Market account has a minimum daily balance of $10,000 each day of the statement cycle, the paper statement and check image fee will be refunded for that statement cycle and appear on the statement as an account credit.

All deposit accounts are subject to the Terms and Conditions, Special Handling/Electronic Banking Disclosure of Charges, and possibly other disclosures.

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