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business can be complicated. loans don’t have to be.

When it comes to lending and financing, we’ve seen it all. That’s why so many businesses reach out to us for help. Not only do we offer a variety of lending options, but we also listen to your needs, provide guidance and support, and make the process easier so you can get back to work.

Get a 0.50% rate discount on select lending services1

For a limited time get this special rate discount with a First Financial business checking account

Equipment financing

Secured lines of credit

Commercial real estate

Contact a banker today to learn more or apply

Even more loans to help your business grow

You created plans for a big project, but now you need the funds to make it a reality. We’ve got the lending and financing options to meet your specific business needs.

Unsecured lending

Your business needs more than a cookie-cutter loan. Our BizFlex line of credit makes it easy to get the cash flow you need. Simply borrow what you need, up to your approved credit limit. A Biz Flex line of credit is perfect for small upgrades or temporary cash flow needs.

Learn about BizFlex

Small Business Administration (SBA) Loans

Do you need capital for your small business? Consider a Small Business Administration (SBA) Loan. SBA Loan terms can be much better than traditional financing, and we have a dedicated team to help qualified borrowers. We’re proud to be to be a Preferred Lender of the Small Business Administration.

Learn about SBA loans

Specialty Lending

Whether you're looking for food and agribusiness financing, contemplating an employee stock ownership plan, or looking to secure the capital your business needs to move forward with our sponsor finance team - you've come to the right place. Specialty loans are our specialty.

Specialty lending options

Ready to do business?

Let’s meet in person and talk about which lending solution is right for your business.

Find the closest financial center

Want us to make the first move, instead?

Do you have questions or want to learn more before applying? We just need some information to help get the conversation started. Submit this form and one of our bankers will be in touch soon.

 








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First Franchise Capital®

At First Franchise Capital, our specialty, of course, is franchises. If you need financing for renovations, new locations, or acquisitions, contact our experienced team to help you achieve your goals.

Learn more

Oak Street Funding®

We’re an authority on specialty financing for insurance businesses, registered investment advisers (RIAs), and certified public accountants (CPAs).  We also finance third-party servicing for commercial, specialty-financing portfolios. If that rings a bell for you, let’s talk.

Learn more

Summit Funding Group

Summit Funding Group is the fourth largest independent equipment finance lender in the U.S. and has provided more than $4.5 billion in financing to businesses large and small and across a broad spectrum of industries. Specializing in personal service our combined capabilities provide you the right leasing option and stability in both volatile and healthy markets.

Learn more

All loans are subject to credit review and approval.

1 Rate discount of .50% is for new Small Business Equipment Loans, Secured Lines of Credit, and Commercial Real Estate Loans opened between 12/7/22 through 3/31/23. AFT out of a current business checking account or new business checking account must be active for rate discount to apply. Rate discount does not apply to BizFlex Product line. Your final rate will be determined based on the loan amount, term and credit score. All loans are subject to credit review and approval and rates are subject to change without notice. 

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