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African-American man using smartphone and laptop and drinking tea

Find the right lending option for your business.

When you bank with us, you get more — so much more that 4 out of 5 clients recommend First Financial Bank. Take our quiz to find out how we can help you reach your business goals.

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Looking for lending for a small business?

Small business lending options
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Looking for lending for a commercial business?

Commercial lending options

Borrow better: small business checking account holders get up to a 0.5% rate pricing discount on select lending services1

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Equipment financing
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Secured lines of credit
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Commercial real estate

Loans made easy for your small business

You created plans for a big project, but now you need the funds to make it a reality. We’ve got the lending and financing options to meet your specific business needs.

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Unsecured lending

Your business needs more than a cookie-cutter loan. Our BizFlex line of credit makes it easy to get the cash flow you need. Simply borrow what you need, up to your approved credit limit. A BizFlex line of credit is perfect for small upgrades or temporary cash flow needs.

Learn about BizFlex
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Small Business Administration (SBA) Loans

Do you need capital for your small business? Consider a Small Business Administration (SBA) Loan. SBA Loan terms can be much better than traditional financing, and we have a dedicated team to help qualified borrowers. We’re proud to be to be a Preferred Lender of the Small Business Administration.

Learn about SBA loans

Ready to do business?

Let's meet in person and talk about which lending solution is right for your business.

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Tailored financing for commercial businesses

Managing your commercial business's finances shouldn't be complicated. Our all-in-one banking services offer everything you need under one roof. Explore our loans, credit lines, equipment leasing and financing, and real estate lending options to streamline your financial operations and focus on what matters most–growing your business.

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Revolving lines of credit
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Term loans
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Acquisition lines
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Equipment finance
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Mezzanine debt
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ESOP lending
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Succession financing
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Niche? No problem. Our specialty lending services flex to fit your industry.

Specialty lending demands deep knowledge, decades of experience, and ongoing study of regulatory and accounting concerns. We check all of those boxes and then some. Let us help you seize an opportunity or solve a challenge–such as acquisition financing, corporate divestitures, and healthcare banking–with a specialty loan. Services include:

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Specialized lending and financing from our expert teams

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First Franchise Capital®

At First Franchise Capital, our specialty, of course, is franchises. If you need financing for renovations, new locations, or acquisitions, contact our experienced team to help you achieve your goals.

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Oak Street Funding®

We’re an authority on specialty financing for insurance businesses, registered investment advisers (RIAs), and certified public accountants (CPAs).  We also finance third-party servicing for commercial, specialty-financing portfolios. If that rings a bell for you, let’s talk.

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Summit Funding Group, a First Financial Bank company

Summit Funding Group

Summit Funding Group is the fourth largest independent equipment finance lender in the U.S. and has provided more than $4.5 billion in financing to businesses large and small and across a broad spectrum of industries. Specializing in personal service our combined capabilities provide you the right leasing option and stability in both volatile and healthy markets.

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Want us to make the first move, instead?

Do you have questions or want to learn more before applying? We just need some information to help get the conversation started. Submit this form and one of our bankers will be in touch soon.

 








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All loans are subject to credit review and approval.

1 You may be eligible to receive a lower interest rate on your Business secured equipment, secured line of credit or owner-occupied loan based on your overall relationship with First Financial Bank. Your First Financial Bank checking account must be opened and funded, if applicable, prior to your loan closing to be eligible for any associated benefits. Relationship pricing cannot be applied to your loan after loan closing. Maximum loan amount dependent on deposit relationship length and transactional activity. Checking accounts may be subject to minimum balances, service charges and other rules and features. Refer to Account Terms and Conditions and the Special Handling / Electronic Banking Disclosure of Charges for further information.

A First Financial Bank loan officer can help you find the product which may best match your needs. If you make changes to your checking account relationship with First Financial Bank after your loan closing, these lower rates, and any applicable fee waiver you received may be discontinued. Consequently, your rate may increase by the corresponding percentage you qualified for at the time of closing. A rate increase will change your required minimum monthly payments.