a loan for your needs

Buying a new car or putting an offer on a house should be a fun and memorable experience. Figuring out the financing shouldn’t have to be stressful or scary. That’s why we’re here to help make the process smooth and easier than ever with informative guides, and tools to guide you through each step.

Just the right amount of guidance to get you going

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Choosing your mortgage is as important as choosing your home

There’s a lot to think about when you’re buying a new home. It’s normal to feel overwhelmed by all the different home loan options and processes. Our guide can help you understand which home mortgage is best for your budget and lifestyle.

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It’s your equity. Why not use it?

Be prepared for life’s expenses, whenever they happen. Whether you’re looking to consolidate debt, renovate the kitchen, or plan for something big, a home equity line of credit (HELOC) may be right for you.

Be the master of your mortgage and credit

Use our mortgage calculator to estimate your monthly payments

5 ways a personal loan can work for you

Wondering if your credit score is where it needs to be? How do you raise it?

1 Balance Boost is a borrowing feature included with most personal use First Financial Bank checking accounts. Any joint account holder must be 18 or older and enrolled in Online Banking to use Balance Boost. With an eligible checking account open for 30 days or more, your ability to use Balance Boost and the amount you are able to borrow is based on your First Financial Bank checking account history, including but not limited to account balances, transactions, overdrafts and return history. An active or recent bankruptcy or other legal process may disqualify you.

Balance Boost is subject to terms and conditions on your loan agreement. You can borrow in increments of $1 with a minimum borrowing amount of $200. The maximum amount you may be eligible to borrow is $1,000. Although your credit score is not used to determine eligibility, once you borrow money using Balance Boost, your account and activity will be reported to the credit bureaus. Balance Boost may positively or negatively affect your credit score. The Courtesy Cash limit on your checking account is reduced when you have an outstanding balance on your Balance Boost.

Funds may be deposited into and available in your First Financial Bank checking account in as quickly as 5 minutes. Although 5 minutes is typical, there may be times when funds are not deposited and available in your checking account until the next day depending on processing times. A Balance Boost loan must be paid in full with at least a one day waiting period before another Balance Boost loan may be approved (only one outstanding loan at a time per checking account and per individual). No more than three Balance Boost loans may be approved within a rolling 6-month period on any given checking account or by any individual.

All loans are subject to credit review and approval and rates are subject to change without notice.

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