bank accounts for children

Bank accounts aren’t just for adults. Whether your child has birthday money or is embracing his or her entrepreneurial spirit and running a lemonade stand, we’ve got the right account to help them start learning early how bank accounts work while building their savings.

Our bank accounts for children are designed to grow with them. As they become teenagers and begin to get their first jobs, our account will allow them to have an account for saving and spending money, complete with a debit card and ATM access.


1 f1RST Everyday Student Savings: At least one owner on account must be under the age of 18 at time of account opening. Account requires a parent or guardian to be a joint owner on the account. Account will automatically convert to a f1RST Everyday Savings at the end of the statement cycle the youngest owner turns 18.

2 f1RST Choice Student Checking: At least one owner on account must be under the age of 26 at time of account opening. To open online, account owner(s) must be 18 or older. To open for an account owner under 18, please visit your local banking center. Account opened with an owner under the age of 18 require a parent or guardian to be a joint owner on the account. Account will automatically convert to a f1RST Choice Checking at the end of the statement cycle the youngest owner turns 26.

3 $3 paper fee applies if not enrolled in electronic statements (eStatements).

4 If the account remains at a $0 balance for 60 days, it will automatically close.

5 Carrier charges may apply.

6 Bill Pay is not available on the f1RST Everyday Student account.

All deposit accounts are subject to the Account Terms and Conditions, Special Handling/Electronic Banking Disclosure of Charges, and possibly other disclosures.

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