small business lending, in a big way

Small Business Administration (SBA) Loans

Every day you give it your all. Your business is your heart and soul. But sometimes you need a little extra help – whether you’re just getting started or need to get to the next stage. We’re proud to be part of the Preferred Lender Program of the Small Business Administration (SBA). That means our team is trusted and has the experience and know-how to position your business for growth, now and in the future.

Why we love SBA Loans

The utility knife of loans

No matter how big your dream, an SBA loan is versatile enough to get you there. Use it to:

  • Start a new business
  • Purchase, refinance, or expand an existing business
  • Secure working capital
  • Finance inventory
  • Purchase machinery and equipment

Longer terms & lower down payments

A little goes a long way to get started. SBA loans require a lower down payment and come with longer terms than conventional loans. They are guaranteed in part by the U.S. government, and payments can be amortized over time so you can get your small business off the ground even faster – with just a little.

Just getting started?

If your business is new or you haven’t built up enough collateral for a traditional loan, don’t worry. We offer express loans that give you the working capital you need to grow your business.

Meet Jian – a first-time business owner

Jian worked for a software business in Columbus, OH. When he decided he wanted to buy the firm, he wasn’t sure what kind of loan he needed or where to start. A friend recommended First Financial Bank, where he met Joe. With Joe’s guidance, Jian was approved for an SBA loan, which helped make him a proud first-time business owner. 

Let’s talk business

Our experienced SBA team is dedicated to helping you navigate your financing needs so you can access solutions that can help you go further, faster. We start by listening to understand your short- and long-term goals. Then, we help find a loan to meet those needs. The answers aren’t always clear at the beginning, but our experience managing the complexities of small business lending makes the process easier and gets you where you need to go.

Let’s connect on the phone, in-person, or virtually. Just submit the form below and one of our SBA loan specialists will be in touch shortly. It’s really that easy!

In the meantime, here’s more information about the three types of SBA loans we offer:

  • SBA 7(a) loans
  • SBA Express loans
  • SBA 504 loans

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Our recent deals

Don’t take our word for it. Here’s the proof we know how to help businesses succeed.

We make your business our business

Jeff Magginnis, Sr. VP, SBA Sales Manager

Jeff knows that every business can succeed with the right support. He is a strong advocate of the SBA program and its ability to help businesses, whether they have stellar credit or need a little boost. A 27-year veteran of the banking industry, Jeff knows his way around the financial block. He’s also an avid car enthusiast, so you might find him literally driving around the block in his all-time favorite Dodge Challenger.

Call Jeff: 317.237.1588 | Indianapolis

Mark R. Schoettmer, VP, SBA Specialist

Mark is a big dreamer, and that attitude is what gives him an edge to help his clients achieve their business dreams. He’s also focused on important things in life, like his two daughters and his role as a regular volunteer at his local animal shelter. Mark has been with First Financial Bank for 32 years, with the past eight years squarely focused on giving small businesses a big boost through our SBA loan program.

Call Mark: 317.237.1511 | Indianapolis

Angelica Johnson, VP, SBA Specialist

Angelica, a 14-year industry veteran, has worked all aspects of the SBA lending process – from application and structuring to closing – giving her a unique perspective on how the program can be navigated successfully. That passion earned her Lending Advocate of the Year in 2019 by the Hamilton County Development Agency.

Call Angelica: 513.888.7241 | Cincinnati

For further information on specific rates and terms of the SBA loan program, please visit the SBA website. The terms and conditions are solely within the control of the SBA and may change at any time at the sole discretion of the SBA.

All loans subject to credit review and approval.


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