1 APY = Annual Percentage Yield and valid for new accounts opened on the date above. All rates and APYs are determined at the bank's discretion, may vary by location, and can change at any time. To obtain stated rates, certain products may require additional accounts, services and/or maintaining of a defined minimum daily balance. For variable rate products, rates are subject to change after the account is opened. For fixed rate products, rates are for the initial term only and will renew to closest standard term product at the published rate at that time. Call or visit a financial center for additional details. Fees may reduce earnings and early withdrawal fee may be imposed. First Financial Bank reserves the right to end the offer at any time. All deposits are subject to the Account Terms and Conditions, Special Handling/Electronic Banking Disclosure of Charges, and possibly other disclosures.

2 APR = Annual Percentage Rate. Introductory rates start at 5.99% for the first 6 months. $10,000 minimum loan amount or increase to existing line required. Eligible on owner occupied properties only. Must apply by June 15, 2025 for promotional rate. Non-promotional rate ranges from 7.60% to 11.05% APR. All loans subject to credit review and approval and rates are subject to change without notice. For additional information on loan benefits, please view our checking account options.

3 Monthly service charge is refunded when total direct deposits for the statement period are $500 or more. Monthly service charge can be reduced by $0.20 for each debit card purchase transaction made during the statement cycle up to $10. ATM transactions are not debit card purchase transactions and will not reduce the service charge. Earn-out activities mentioned need to occur each statement cycle in order to receive the account credit(s).

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All deposit accounts are subject to the Account Terms and Conditions, Special Handling/Electronic Banking Disclosure of Charges, and possibly other disclosures.