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Certificates of Deposit (CD): making dollars, and sense

CDs are a safe bet for earning a little more compared to a savings account, but when do they make the most sense? We answer your FAQs here.

Checklist for holistic financial success

Good financial health requires peace of mind and a sense of security. Our offering of life-management tools will help you optimize your finances, your security, even your mindful living.

Don't let life get in your way

The key to building your emergency savings account is learning how to budget so you spend less than you make. It doesn’t take much money to give yourself peace of mind for your financial future. Want to learn to save more? We have some tips.

Digital options for easy living


* Client must enroll in e-statement to avoid monthly $3 paper statement fee. $0 dynamic transfer fee when account is linked for overdraft protection. This account limits withdrawals to 1 per month. A $12.50 withdrawal fee will be assessed for any withdrawal in excess of one during the month. Sweepstakes will run monthly for activity in September, October, November & December. There will be seven, $500 prizes awarded per month for a total of 28 prizes equaling $14,000. Prizes will be deposited into winners’ savings account opened as part of this sweepstakes. Sweepstakes entrants must open a new DREAMmaker savings account on or after August 26th, 2021 and reside within 25 miles of a First Financial Banking Center. Limit one entry per household address per month. To be eligible for that month’s drawing, you must 1) Conduct no debits from your DREAMmaker Savings AND 2) Conduct one-time or recurring online or mobile transfers from your First Financial Bank Checking to your newly opened DREAMmaker Savings totaling $25 or more within that month. Previous winners are excluded from subsequent drawings. Accounts closed within 6 months of the account open date will result in the prize amount being deducted at account closing (if prize was not awarded, account will be subject to a $25.00 Early Account Closing Fee). Prize will be reported on IRS Form 1099-MISC. First Financial Bank reserves the right to end the offer at any time. See official rules for details.

1 Carrier charges and data rates may apply.

2 Deposits are subject to verification and not available for immediate withdrawal. Daily deposit dollar and count limits may vary and are subject to change at our discretion. We do not charge a fee for Snap Deposit or mobile remote deposit capture. Carrier data or message fees may apply. Online banking enrollment is required for Snap Deposits and Mobile Apps.

All deposit accounts are subject to the Account Terms and Conditions, Special Handling/Electronic Banking Disclosure of Charges, and possibly other disclosures.

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