You shouldn’t have to stress about the balance in your bank account. That’s why we created NoWorry Checking to have no overdraft fees or minimum balance requirement…ever. And that’s a promise.
Get to know the way we bank
Nobody likes to worry, especially about their finances. Here’s a quick look at the benefits you’ll enjoy with NoWorry Checking:
I'm ready to open an account; what's next?
- Step 1: Review account requirements.
- Step 2: Prepare your documents.
- Step 3: Add money.
Frequently asked questions
It’s easy to open a NoWorry Checking account with us.
- Requirements: At least 18 years old (applicants under 18 can apply in a financial center); a U.S. Citizen or Resident Alien; a resident of Ohio, Kentucky, Indiana, or Illinois.
- Documents: Social Security number; U.S. government-issued ID (Driver’s License, Passport, Military ID, or State Issued ID); for joint accounts you’ll need the email address of the joint applicant.
- Add money to your account: A debit or credit card number with CVV code to transfer at least $25 to your new account.
This account has ZERO overdraft fees and no minimum balance required. No worrying about your account balance. Lucky you!
If you are using a First Financial Bank ATM, there’s no fee. If using any other ATM, the fees vary based on the system. The ATM will notify you of the charges before completing the transaction.
We can instantly issue a card to you at any First Financial banking center. If you open an account online, you should receive your card within 7–10 business days.
Yes, in addition to using your debit card for purchases, you can write checks. You can order checks online, by phone, or visit a financial center and an associate can help you.
GIVE US A CALL
Still have questions?
Chat with one of our professionals
If you need any assistance, or if you just want to make sure you’re on the right track, don’t hesitate to reach out! We’ll get you in touch with a First Financial Bank team member to help with opening your new account or switching banks.
1 Your final rate will be determined based on the loan amount, term and credit score. All loans are subject to credit review and approval and rates are subject to change without notice.
2 Client must enroll in eStatements to avoid a $3 paper statement charge with Simple Checking, Choice Checking, and Student Checking, and a $2 paper statement charge with NoWorry Checking.
3 All loans are subject to credit review and approval and rates are subject to change without notice. Contact your local banking center or call our Client First Center for more information. Additional qualifications may apply.
Carrier charges and data rates may apply for digital services.
All deposit accounts are subject to the Terms and Conditions, Special Handling/Electronic Banking Disclosure of Charges, and possibly other disclosures.