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Saving money is a smart way to spend money. Saving up for a major purchase instead of charging it keeps more of your hard-earned money in your wallet. When you save first and buy later, your money grows while you save.

Savings Solutions

Out of sight, out of mind — it’s smart and easy to save. When you open your savings account, you can set it up to move money into your new savings account from your checking account on a regular basis.

f1RST® Everyday Savings

Whatever your financial goals, a savings account is a great place to start. Your money grows safely—building dividends—until you need it.

Savings option for you

f1RST® Everyday Student Savings

Start your kids on the path to financial success with a savings account.

Savings option for your family

DREAMmaker Savings

Let us help you save for the holidays or any special event. You can start saving today with a $50 deposit to open your account.

More savings account options

When you're looking for smart new ways to manage your money - and the rest of your online accounts -
look no further than Panorama, First Financial's personal finance management system.

Preparing for a Major Purchase

In addition to smart savings solutions, we offer smart lending solutions. At First Financial, we can help you build the financial resources to support your goals.

  • Home Equity Loans

    Home Equity Loans

    Use equity in your home to set up an equity line checking account with a variable rate and interest-only payments. You decide when and how to use your money.

  • Auto Loan

    Auto Loan

    Our competitive rates, flexible terms and automatic payment options are just what you need to purchase your next car, truck or SUV.

  • Motorcycle, Boat, RV

    Motorcycle, Boat, RV

    Stop dreaming. Start buying. Motorcycle, boat, RV, we’ll help you buy the new toy you’ve always wanted.

Compare Personal Loans


  • Consolidate Debt
  • Finance a purchase
  • Fixed term
  • Fixed rate
  • Fixed payment

Line of Credit*

  • Flexibility and access to credit
  • 12 month term
  • Variable rate**
  • Variable payment***


  • Buy or refinance a car, truck or SUV
  • Competitive rates
  • Flexible terms

Vehicle Loan*

  • Buy or refinance a motorcycle, boat, camper, trailer or motor home
  • Competitive rates
  • Flexible terms

*All loans subject to credit approval. Rates and terms vary depending on collateral, credit score, and debt-to-income. Personal loans and lines of credit, auto loans, and Recreational Vehicle loans have a processing fee of $175 due at origination. Personal loans or lines of credit secured with a First Financial Bank savings account or certificate of deposit have a processing fee of $95 due at origination.

**The applicable interest rate is based on loan amount, credit score, and term. The applicable interest rate is indexed to the Wall Street Journal (WSJ) Prime Rate and is subject to change with the WSJ Prime Rate. The interest rate will not exceed 25%.

***Interest is due monthly and will vary based on the interest rate and outstanding balance.

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