Woman holding cup of coffee looking at someone smiling with a terrace background
Woman holding cup of coffee looking at someone smiling with a terrace background

funding your new account

Get access to your funds quickly, conveniently, and securely.

How to add money to your account

A minimum deposit of $25 or more is required and there's several ways you can make a deposit. Check out our options below and choose the best one for your needs.

Direct deposit

Set up a direct deposit from your paycheck


Transfer money

Use your routing and account number to transfer money between bank accounts. External transfers are an optional feature. To opt in, please visit a financial center or call us at 877.322.9530.


Visit a financial center

Deposit money into your account at your local financial center.


Mobile deposit

Download the app to deposit a check in a few simple steps.1, 2


Vist an ATM

Deposit cash or checks into your account at a First Financial Bank ATM. Just follow the instructions on the screen.3

Adding direct deposit to your account is easy

Get access to your funds quickly, securely and conveniently by automatically depositing your paycheck or other recurring payments into your First Financial Bank account in just a few steps. Once setup, it can take 1-2 pay or recurring payment cycles to be updated for your account.

To get started, you'll need your First Financial online banking login credentials and your employer,  payroll, or benefits provider login credentials.

Click the direct deposit tile on your online banking dashboard.

Select your employer, payroll, benefits provider, or recurring payment provider and enter your associated login credentials when prompted.

Confirm the account details and select the amount you want included in your direct deposit.

Choose the amount you'd like to deposit.

Congrats! You're all set up.

Download the First Financial app

New to online banking? Enroll your account now.

Our resource library makes online banking even easier

Find the information you need to get the most use from our online and mobile banking services and customize your experience.

Learn more

Still have questions?
Chat with one of our professionals 

If you need any assistance, or if you just want to make sure you’re on the right track, don’t hesitate to reach out! We’ll get you in touch with a First Financial Bank team member to help with funding your account.

Frequently Asked Questions

If you are using our direct deposit tool:

You'll need to know which account you want to deposit your money into, as well as your First Financial online banking login credentials and your employer/payroll/benefits provider login credentials.

If you are setting up direct deposit manually:

You'll need to know what type of account you want to deposit your money into (checking or savings), your account and routing number, social security number, and this form.

Not sure where to find your account or routing number? Here are a few easy options:

  • Log in to online banking: Select your account from the dashboard; your account number will appear in the details.
  • Check your checks: Look at the bottom of a personal check.
  • Review your bank statement
  • Check your account opening documents
  • Still need a hand? Call our Client First Center - we're always happy to help!

     

There are many benefits to setting up direct deposit, including:

  • Protection: Check or cash payments won’t be lost, stolen or damaged
  • Reliability: Receive your payment on time
  • Convenience: Faster access to your money

Direct deposit is very secure. Once set up, a direct deposit is completed using an electronic transfer of funds into your bank account. These transfers move through the secure Automated Clearing House (ACH) network, which uses heavy encryption and strict banking regulations designed to keep your money safe.

It typically takes one to two pay periods for updates or changes to your direct deposit details, such as switching to a new bank or account, to be fully processed. Exact timing may vary depending on your employer or payroll provider. 

Most payment providers let you recover your login credentials when setting up your direct deposit through First Financial Bank. Depending on your provider you may need to complete this process directly with them.

You'll know your direct deposit set up was completed when you see your funds arrive in your account on pay day.

Some payroll providers require additional information to locate you in their system before you can update your direct deposit. The information requested may vary by provider.

For example, ADP may ask for your name, date of birth, last four digits of your Social Security number, email address, and phone number to find your payroll profile. If your profile cannot be located using that information, you may be given the option to enter your payroll login credentials instead.

You can use our real-time mobile alerts to receive a text message or email when money is deposited into your account. You can learn more about alerts here.

 

1 Subject to carrier availability and processing limitations. Account subject to Online Services User Agreement.

2 Standard messaging and data rates may apply.

3 Deposited funds subject to Funds of Availability Agreement.

All deposit accounts are subject to the Terms and Conditions, Special Handling/Electronic Banking Disclosure of Charges, and possibly other disclosures.