welcome, Westfield Bank clients

Westfield Bank has grown into one of Ohio’s largest independently owned community banks and has evolved since being established in 2001. This decision is aligned with Westfield Insurance’s strategic focus on its portfolio of property and casualty insurance businesses. The sale enables Westfield Insurance to prioritize investments in its P&C businesses.

Westfield Bank clients will continue to bank as they do today. The terms of client loans will remain the same and you will continue to access accounts the way you do today. As we move into next year, we'll share exciting new products and services First Financial offers, and if there are some enhancements or differences in your business account, we’ll share them with you well in advance. 

First Financial is excited to have the expertise of the Westfield Bank Agency Banking Team as they join the bank. Offering these key services will be invaluable when servings clients. First Financial Bank also has Agile Premium Finance and Oak Street Funding, which offer the same or similar agency products. 

You will continue to bank as they do today. For further help, please reach out to your banker or call the Westfield Bank call center.

All Westfield bankers are expected to remain with First Financial Bank following the closing. The Westfield Bank team is getting to know the First Financial team now and is looking forward to learning more about the new products and services First Financial offers. Westfield client bankers will remain in their roles as Westfield Bank joins with First Financial. It may be a new bank name in the future, but it’s still us. 

The terms of your CDs and loans will remain the same. Early in 2026 as we convert onto the First Financial system there may be some changes to things like your debit card or checks, but you will know well in advance and there will not be any disruptions in how you access your accounts. We’ll also be here to help along the way. 

Westfield Bank and First Financial will continue to update you through email and direct mail to your homes and businesses. Any changes will be communicated well in advance. 

Eventually Westfield Bank clients will be able to access their Westfield accounts at First Financial branches, but that will not occur until early next year.

We’re here to help now and going forward. Please call your current banker or the Westfield Bank Call Center with any questions. 

As Westfield Bank looked at banks to partner with, we were excited to find First Financial. We share a very similar culture, including a commitment to our communities.

First Financial has committed to contributing $500,000 from its Foundation to organizations in the Westfield Bank communities to continue the work we’ve done and as an initial example of their dedication to supporting the communities in which they do business. 

First Financial has received an “Outstanding” rating for CRA from the banking regulators – the highest rating possible.

They won the prestigious Gallup Exceptional Workplace Award in 2025. Out of the thousands of organizations Gallup works with, First Financial is one of 70 to win this award this year.

In 2024, First Financial signed our second Community Benefits Agreement with the National Community Investment Coalition. The 5-year agreement includes $2.5 billion in investments to support the needs of communities throughout our footprint.