f1RST WORKlife Overview

f1RST WORKlife is an opportunity to expand your benefits offering by providing your employees access to banking services that include a few perks!

Our goal is to help you and your employees balance work and life by providing financial solutions that can improve their quality of life and help them stay on the path to success. We believe all your employees deserve a little something extra when it comes to banking.



f1RST WORKlife Checking Account

With a WORKlife Checking Account, your employees do not have to pay a monthly service charge* or maintain a monthly balance requirement. They also have unlimited access to more than 55,000 fee-free ATMs within our network! And, one more perk––we’ll reward them with $50 when we receive their direct deposit.**


No monthly service charge when direct deposit is received each statement cycle*

Receive $50 with account opening incentive**

Unlimited fee-free access to First Financial Bank ATMs and
   55,000 Allpoint ATMs

Instantly issued debit card

Complimentary online and mobile banking***


 *$10 monthly service charge applies if no direct deposit is received each statement cycle.

**Must receive direct deposit within 60 days of account opening to receive incentive. Bonus may be taxable as interest income and reported on IRS Form 1099-INT. For more information, please consult a tax adviser.

***Carrier and data charges may apply.  


Health Savings Account

If you offer high-deductible health insurance plans (HDHP), your employees can open a Health Savings Account (HSA). An HSA is a tax-advantaged medical savings account and a great way to cover the cost of medical and health-care expenses not necessarily covered by an insurance plan. Your company, employees or other individuals can make contributions to the account, up to the annual limit. Any funds remaining at the end of the year will stay in the account and continue to grow tax-free.


No monthly service charge

Earns interest

Instantly issued debit card

Complimentary online and mobile banking*

Flexible way to manage health care expenses

Save for medical costs

Tax benefit for building savings

*Carrier and data charges may apply.

BackPocket Prepaid Visa®

For your employees, it’s like having a bank account right in their back pocket. There’s confidence in knowing your employees can have the money they need when they need it. Our BackPocket Prepaid Card gives them power to pay bills and make purchases online and at stores anywhere Visa is accepted––which is pretty much everywhere. They can even withdraw cash from ATMs.

No credit check required

No minimum deposit to open

No monthly fee for the first 90 days; $3 monthly fee after

Reload and reuse anytime


Invest In YOU First
Our Financial Wellness Program

Invest in YOU First is a web-based financial education program provided at no cost to your employees and their families. Invest in YOU First includes a wide variety of critical personal finance topics and uses interactive tools to empower learners to more effectively manage their money and build financial confidence. Advanced analytics for each module will identify specific topics your employees have in common and will reveal which financial needs are most relevant.

81% of employees say financial problems have affected their productivity.*

70% of HR professionals report financial education programs have improved employee financial wellness.**


 SOURCES: *Employee Financial Wellness Survey 2014 Results [Survey by K.E. Allison]. (2014, April).**Hira, T.K. & Loibl, C. (2005). Understanding the impact of employer-provied financial education on workplace satisfaction. Journal of Consumer Affairs,39(1), 173-194.


More reasons to offer WORKlife

Our WORKlife program offers numerous perks for your employees. Learn more about how you can enhance your benefits package for your employees by including f1RST WORKlife.

  • Complimentary access to online and mobile banking, mobile check deposit and bill payment
  • Ability to receive security alerts and account notifications via text, email or phone
  • Complimentary savings account with interest for account balances over $250
  • 5,000 bonus points with a Visa® Platinum Rewards Card
  • $250 off mortgage closing costs*
  • 0.75% rate discount on a personal, auto, motorcycle, boat and RV loan with auto payments from a First Financial checking account**
  • $50 Home Equity Line of Credit annual fee is waived
  • And, exclusively for you, our Retirement Plan Services team will provide a 401(k) plan review of how your plan is structured and provide recommendations for enhancements

All loans subject to credit approval.

 *Closing cost discount available for new purchase and refinances only. Cannot be combined with any other mortgage offer.

**A .25% discount is applied as part of the WORKlife program. In addition, a .50% discount is applied when you use automatic payments from your First Financial checking account. A .25% discount available only on direct installment loan types as part of WORKlife. May not be combined with any other installment loan discount. One installment loan discount per client.

Langel's Pizza

“The team’s willingness to always meet our needs is why we choose to continue growing our business and personal banking relationships with First Financial.”