first WORKlife Overview

first WORKlife is an opportunity to expand your benefits offering by providing your employees access to banking services. Our goal is to help you and your employees balance work and life by providing financial solutions to improve their quality of life. We believe all employees deserve a little something extra when it comes to banking.

first WORKlife Checking Account

With a WORKlife Checking Account, you do not have to pay a monthly service fee* or maintain a monthly balance requirement. You also have unlimited access to more than 55,000 fee-free ATMs within our network!  And, one more perk––we’ll reward you with $50 when you set up direct deposit.

 

No monthly fee when enrolled in e-Statements*

Receive $50 with direct deposit incentive

Unlimited fee-free access to First Financial Bank ATMs and
   55,000 Allpoint ATMs

Complimentary checks

Complimentary online and mobile banking

 

 *$4 monthly fee applies if not enrolled in e-Statements.

 

Health Savings Account

If you offer high-deductible health insurance plans (HDHP), your employees can open a Health Savings Account (HSA). An HSA is a tax-advantaged medical savings account and a great way to cover the cost of medical and health-care expenses not necessarily covered by an insurance plan. Your company, employees or other individuals can make contributions to the account, up to the annual limit. Any funds remaining at the end of the year will stay in the account and continue to grow tax-free.

 

No monthly service fee*

Earns interest

Instantly issued debit card

Save for medical costs

Tax benefit for building savings

Complimentary online and mobile banking

Flexible way to manage health care expenses

 

 *Discount applies to WORKlife relationship only. Must have qualifying First Financial Bank checking account with direct deposit to avoid $4 monthly service.

 

BackPocket Prepaid Visa®

It's like having a bank account right in your back pocket. There's confidence in knowing you have money you need right in your back pocket. Our BackPocket Prepaid Card gives you the power to pay bills and make purchases online and at stores anywhere Visa is accepted - which is pretty much everywhere. You can even get cash from ATM's.

 

No credit check required

No minimum deposit to open

No monthly fee for the first 90 days; $3 monthly fee after

Reload and reuse anytime

 

Invest In YOU First

Invest in YOU First is a web-based financial education program you can provide at no cost to your employees and their families. Invest in YOU First includes a wide variety of critical personal finance topics and uses interactive tools to empower learners to more effeciently manage their money and build financial confidence. Advance analytics for each module will identify specific topics your employees have in common and will reveal which financial needs are most relevant.

 

81% of employees say financial problems have affected their productivity.*

70% of HR professionals report financial education programs have improved employee financial wellness.**

 

 SOURCES: *Employee Financial Wellness Survey 2014 Results [Survey by K.E. Allison]. (2014, April).**Hira, T.K. & Loibl, C. (2005). Understanding the impact of employer-provied financial education on workplace satisfaction. Journal of Consumer Affairs,39(1), 173-194.

 

More reasons to choose WORKlife

Our WORKlife program offers numerous perks for your employees. Check out how you can enhance your benefits package for your employees by including first WORKlife.

  • Savings account with interest for account balances over $100
  • 5,000 bonus points with a Visa® Platinum Rewards card
  • $250 off mortgage closing costs*
  • 0.75% rate discount off personal, auto, mortorcycle, boat and RV with auto deduct **
  • Home Equity Line of Credit annual fee waived*
  • And, exclusively for your, our Retirement Plan Services team will provide a 401(k) plan review of how your plan is structured and provide recommendations for enhancements.

All loans subject to credit approval.

 *Closing cost discount available for new purchase and refinances only. Cannot be combined with any other mortgage offer.

** Loan discount applies to a WORKlife relationship and when you use automatic payments from your First Financial checking or savings account. Discount available only on direct installment loan types. May not be combined with any other installment loan discount. One installment loan discount per client.

Additional Rewards

Our WorkLife program provides long-term rewards for you and your employees. Learn about the additional benefits to your business and employees, which come at no extra cost!


Increased employee satisfaction, productivity and attendance as we assist employees with long-term financial goals.


Attract and retain employees by enhancing their benefits package with financial solutions, services and rewards.


Reduce payroll costs by encouraging use of direct deposit.


Dedicated Personal Banker assigned to you and your business.

Treasury Management

Treasury management includes the direction of external and internal funds for your business, the management of its cash flow and the strategies, policies and procedures of corporate finance.

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Checking Accounts

Let us help you manage your everyday transactions and optimize your cash flow, allowing you to focus on running your business. Discover which of our checking account solutions matches the needs of your business.

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Lending Solutions

When it comes to evolving your business, appropriately structured financing can play a major role. Let us help you discover the right lending solutions to foster growth Subject to credit approval.

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Langel's Pizza

“The team’s willingness to always meet our needs is why we choose to continue growing our business and personal banking relationships with First Financial.”