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the best duo since spaghetti and chili

Get team discounts and rewards with an exclusive FC Cincinnati credit and debit card “kit”

Apply for the credit card Pair with checking

Your city, your club, your cards

Show your pride with every swipe with the branded FC Cincinnati debit and credit cards6, available exclusively through the official bank of FC Cincinnati.

Not only will you love showing off your card, but you'll also get ticket discounts, 10% off select team merchandise, and entries for promotional giveaways. What’s not to love?1, 2

These great team benefits come with either card, but you'll get even more when you have both. 

Exclusive team perks

Ticket discounts galore

Cheer on the Orange and Blue at home games with discounts on most seats.1

10% off select team gear

Use your FC Cincinnati credit or debit card to get 10% off merchandise online and at the team stores.2

MVP superfan status

Not only are you showing your support for the club, but fans with both the FC Cincinnati credit and debit cards earn double entries to team-related giveaways.

A great looking credit card with even better benefits

Points & rewards

Earn 1 point for every $1 in purchases and redeem for cash, merchandise, gift cards, statement credits or travel.3 Plus, receive 10,000 bonus points ($100) for spending $1,000 in the first three months.4

No fees, no questions

No annual fees or foreign transaction fees, ever.

Great rates & a special offer

Get 0% APR on purchases and balance transfers for the first 12 months.5

Contactless payments

Stay in the game with secure, touch-free payments anywhere Visa® is accepted.

Pair the awesome team perks with any of our checking accounts

Get an FC Cincinnati debit card with any checking account along with:

  • Loan discounts, just because
  • Accessible, friendly, knowledgeable humans
  • Digital tools to fuel your life
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I’m sold, how do I get the FC Cincinnati debit card?

Find your perfect account

With so many great accounts it’s hard to choose. For a feature-by-feature breakdown of each of our accounts, you can check out our comparison chart.

Compare accounts

A few minutes to get started

Opening an account online only takes 5-10 minutes. Grab your ID and follow the steps. Don’t forget to select the FC Cincinnati card image before funding your account.

Open an account

Show off your elite fan status

Once your card arrives in the mail within 7-10 business days, inspire envy by shouting about it to all your friends like you’re chanting from the Bailey.

Frequently asked questions

To open an account online you must be:

  • At least 18 years old (applicants under 18 can apply in a First Financial Bank financial center)
  • A U.S. Citizen
  • A resident of Ohio, Kentucky, Indiana, or Illinois

What you'll need:

  • 5-10 minutes
  • Social Security number
  • U.S. government-issued ID (Driver’s License, Passport, Military ID, or State-issued ID)
  • If you're opening a joint account, you'll need the email address of the joint applicant

To fund your new account, you’ll need:

  • A debit or credit card number with CVV code, in order to transfer funds to your new account, OR 
  • Routing and account numbers of a checking or savings account at another bank

You’ll need to provide some personal information, including your:

  • Full name
  • Social Security number
  • Date of birth
  • Physical address (No P.O. Boxes)
  • Estimated gross annual income (income before taxes)

To sign up for online banking:

  • Click the “Sign In” link on the top right of our website
  • Below the username and password fields, select “enroll in Online Banking”
  • Provide the requested information including account number and Social Security number
  • After providing the information, click “Sign In” again and click “first time login” to sign in for the first time

If your card is lost, stolen, or you suspect fraudulent activity, let us know immediately by calling 877.322.9530, or contacting your local financial center. We will close the card and reissue you one with a new number that will arrive at your address within 7-10 business days.

If you previously had our Standard Visa debit card and would like the new one to be an FC Cincinnati debit card, just let us know and we can make the switch, so you have access to exclusive FC Cincinnati benefits. Don’t forget to update your new card number wherever you have it stored as you preferred method of payment, like shopping sites, apps, mobile wallets, or subscriptions.

Yes, you can add the FC Cincinnati debit card to your account at any time by calling 877.322.9530, or contacting your local financial center, in order to begin receiving exclusive FC Cincinnati benefits. Once requested, it will arrive at your address within 7-10 business days.

Nothing! Don’t worry, if the expiration date on your card is approaching, we will automatically send out a new one the month before it expires. Once you receive your new card, all you need to do is activate it and begin using.

1 Valid for select home games and sections while supplies last.

2 Specialty items, like jerseys and cleats, are excluded from the discount. Merchandise discount is not available at the stadium on game days.

3 Points are earned based on qualifying net purchases using a FC Cincinnati Visa Platinum Rewards Card. Qualifying purchases are defined as purchases minus returns and/or other related credits. The account must be in good standing to earn points. Accounts do not earn points for cash advances, balance transfers, unauthorized or fraudulent charges, or for fees of any kind. Credits to an account (such as returns of purchases) will reduce the points available in an account. Points expire after 60 months. Subject to credit approval. See full rewards terms and conditions for the Visa Platinum Rewards Credit Card and the Visa Signature Rewards Credit Card.

4 Earn 10,000 bonus points once you spend $1,000 on qualifying purchases† in the first three (3) months after account opening.

†A qualifying transaction shall mean every transaction that is charged to your eligible Visa Platinum credit card covered by the Rewards Program. No points are earned for finance charges, fees, cash advances, convenience checks, ATM withdrawals, foreign transaction currency conversion charges or insurance charges posted to your account. Points, once earned, are valid up to 60 months and expire each March thereafter.

5 Annual Percentage Rate (APR) will be 0% for all purchases made and balance transfers completed during the first 12 months after account opening (“Promotional Period”). Offer valid on purchase and balance transfers only. Special promotion rate does not apply to cash advances, or balance transfers to pay an existing balance on other First Financial Bank credit cards or loans. No interest will be due on purchases made and balance transfers completed during the Promotional Period, if the purchases and balance transfers are paid in full prior to the end of the Promotional Period. After the Promotional Period ends, the APR will be the current annual percentage rate, which may vary with the market based on Prime rate.

6 All credit cards are subject to credit review and approval.

All deposit accounts are subject to the Terms and Conditions, Special Handling/Electronic Banking Disclosure of Charges, and possibly other disclosures.

Visa Terms & Conditions

Rewards Program Terms & Conditions

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