

Checking Accounts
Great checking accounts;
each one is tailored to your
individual banking needs
Save time and money with our checking accounts.
All of our personal accounts include a debit card, free ATM
transactions within our network, free mobile and online banking and mobile deposit.

f1RST® Simple Checking
Simple and straightforward. With no annual fee, bank the way you want to and take advantage of our great services like First Financial Bank loans with auto-payment.

f1RST® Choice Checking
Our most popular choice. Get access to an expanded free ATM network and higher loan rate discounts. Plus, with your direct deposit or debit card activity, you can avoid a monthly service charge.

Performance Account
A premium account that earns interest. Get rewarded for your overall First Financial Bank relationship. Increased loan discounts and fee waivers on ATMs, home equity lines and other loans.

Premier Account
Our top-of-the-line account. Earn interest and take advantage of higher loan rate discounts. Enjoy benefits such as credit card bonus points, a free safe deposit box, increased out-of-network ATM reimbursement, no fees on our Premier Money Market account and more!

f1RST® Choice Student Checking
A checking account that makes the grade. As a student, you're always on the go. That's why with a f1RST® Choice Student Checking Account there's no monthly fee or minimum balance and you can do all your banking on your phone without fees.

FC Cincinnati Checking
A must-have for any FC Cincinnati fan! Get the debit card that shows off your love for the Orange and Blue and offers discounts on FCC tickets and merchandise.

NOworry Checking
No overdraft fees - ever! You'll never have to worry about overdraft fees again. All checks, debit card and ATM transactions will be returned or declined when there aren't enough funds in your account.
Making purchases is easy and secure whether you are in person or online. When you use your debit card, money is directly deducted from your First Financial Bank checking account. You can also use your card at an ATM to make a withdrawal or deposit, transfer cash or check your account balance. We even instant issue our debit cards at all of our banking centers - so you can walk in and walk out with a card!
Courtesy Cash Program
Courtesy Cash is a discretionary courtesy extended to clients in good standing to cover an unexpected overdraft for ACH and check transactions with the option to opt-in for additional protection to cover ATM and debit card transactions.
Unless you have specifically requested for the Bank to cover ATM and everyday debit card transactions (Courtesy Cash Plus), we will not authorize and pay those transactions unless there are sufficient funds in your account to cover them. No fees will be assessed on these transactions unless you have requested Courtesy Cash Plus. Complete the Opt-in/Opt-Out Form and deliver it to us or mail it to us at:
First Financial Bank
Attn: Courtesy Cash
PO Box 2000
Greensburg, IN 47240
Ready Reserve
Ready Reserve is a line of credit and is subject to credit approval. If you overdraw your account, funds are transferred to your checking account to cover any check, ATM or debit transaction. You will be notified, and have the opportunity to pay back your ready reserve account at any time.
Dynamic Transfer
If your account becomes overdrawn, available funds from another savings, checking or money market account are transferred to your checking account to cover the overdraft amount.