Save time and money with our checking accounts.
All of our personal accounts include a debit card, free ATM
transactions within our network, free mobile and online banking and mobile deposit.
f1RST® Simple Checking
Banking should be simple. With f1RST® Simple Checking, you can enjoy complimentary access to online and mobile banking while not having to worry about a monthly service fee or minimum balance. It's just that simple.
f1RST® Choice Checking
You have a choice when it comes to banking. With a f1RST® Choice Checking Account, enjoy complimentary access to online and mobile banking services, and reduce or avoid a monthly service charge with direct deposit or debit card purchases.
f1RST® Premium+ Checking
A checking account that pays you back. Our f1RST® Premium+ Checking allows you to earn dividends based on your account balance.
f1RST® Choice Student Checking
A checking account that makes the grade. As a student, you're always on the go. That's why with a f1RST® Choice Student Checking Account there's no monthly fee or minimum balance and you can do all your banking on your phone without fees.
FC Cincinnati Checking
Show off your pride with the FC Cincinnati Visa® Debit Card. In addition to mobile deposit, online banking and bill pay, you’ll enjoy exclusive club perks, like ticket and merchandise discounts and access to the latest team news.
Link all of your accounts from a variety of financial institutions to get your full financial picture. View your First Financial Bank account(s) real-time balances and activity, access account history, pay bills, transfer money to friends and family, set up alerts and more.Online Banking
Whether it’s from your couch, the beach or a coffee shop our mobile app enables you to do more. You can access your bank accounts to manage your finances, monitor your spending, pay bills, make a deposit, transfer money and more.Download App
Aim. Snap. Deposit. Once you download our app, you are ready to start using Snap Deposit.Snap Deposit
Pay all your bills in one place through our safe and secure bill pay service.Bill Payment
Account security is important. Set alerts to get notified by text, email or phone call when your balance hits a certain level, a transaction clears or your account has been accessed.Set Up Alerts
Leave your debit or credit card in your wallet and pay with your phone for purchases in-store, online or in-app. Making payments is easy, secure and private with a tap of your phone.Set Up Today
Text us when you're on the go to check your balance and more!Text Us
A safe and convenient way to share money with friends and family.SEND MONEY
Courtesy Cash Program
Courtesy Cash is a discretionary courtesy extended to clients in good standing to cover an unexpected overdraft for ACH and check transactions with the option to opt-in for additional protection to cover ATM and debit card transactions.
Unless you have specifically requested for the Bank to cover ATM and everyday debit card transactions (Courtesy Cash Plus), we will not authorize and pay those transactions unless there are sufficient funds in your account to cover them. No fees will be assessed on these transactions unless you have requested Courtesy Cash Plus. Complete the Opt-in/Opt-Out Form and deliver it to us or mail it to us at:
First Financial Bank
Attn: Courtesy Cash
PO Box 2000
Greensburg, IN 47240
Ready Reserve is a line of credit and is subject to credit approval. If you overdraw your account, funds are transferred to your checking account to cover any check, ATM or debit transaction. You will be notified, and have the opportunity to pay back your ready reserve account at any time.
If your account becomes overdrawn, available funds from another savings, checking or money market account are transferred to your checking account to cover the overdraft amount.