Save time and money with our checking accounts.
All of our personal accounts include a debit card, free ATM
transactions within our network, free mobile and online banking and mobile deposit.
f1RST® Simple Checking
Simple and straightforward. With no annual fee, bank the way you want to and take advantage of our great services like First Financial Bank loans with auto-payment.
f1RST® Choice Checking
Our most popular choice. Get access to an expanded free ATM network and higher loan rate discounts. Plus, with your direct deposit or debit card activity, you can avoid a monthly service charge.
A premium account that earns interest. Get rewarded for your overall First Financial Bank relationship. Increased loan discounts and fee waivers on ATMs, home equity lines and other loans.
Our top-of-the-line account. Earn interest and take advantage of higher loan rate discounts. Enjoy benefits such as credit card bonus points, a free safe deposit box, increased out-of-network ATM reimbursement, no fees on our Premier Money Market account and more!
f1RST® Choice Student Checking
A checking account that makes the grade. As a student, you're always on the go. That's why with a f1RST® Choice Student Checking Account there's no monthly fee or minimum balance and you can do all your banking on your phone without fees.
FC Cincinnati Checking
A must-have for any FC Cincinnati fan! Get the debit card that shows off your love for the Orange and Blue and offers discounts on FCC tickets and merchandise.
No overdraft fees - ever! You'll never have to worry about overdraft fees again. All checks, debit card and ATM transactions will be returned or declined when there aren't enough funds in your account.
Link all of your accounts from a variety of financial institutions to get your full financial picture. View your First Financial Bank account(s) real-time balances and activity, access account history, pay bills, transfer money to friends and family, set up alerts and more.Online Banking
Whether it’s from your couch, the beach or a coffee shop our mobile app enables you to do more. You can access your bank accounts to manage your finances, monitor your spending, pay bills, make a deposit, transfer money and more.Download App
Aim. Snap. Deposit. Once you download our app, you are ready to start using Snap Deposit.Snap Deposit
Pay all your bills in one place through our safe and secure bill pay service.Bill Payment
Account security is important. Set alerts to get notified by text, email or phone call when your balance hits a certain level, a transaction clears or your account has been accessed.Set Up Alerts
Leave your debit or credit card in your wallet and pay with your phone for purchases in-store, online or in-app. Making payments is easy, secure and private with a tap of your phone.Set Up Today
Text us when you're on the go to check your balance and more!Text Us
A safe and convenient way to share money with friends and family.SEND MONEY
Courtesy Cash Program
Courtesy Cash is a discretionary courtesy extended to clients in good standing to cover an unexpected overdraft for ACH and check transactions with the option to opt-in for additional protection to cover ATM and debit card transactions.
Unless you have specifically requested for the Bank to cover ATM and everyday debit card transactions (Courtesy Cash Plus), we will not authorize and pay those transactions unless there are sufficient funds in your account to cover them. No fees will be assessed on these transactions unless you have requested Courtesy Cash Plus. Complete the Opt-in/Opt-Out Form and deliver it to us or mail it to us at:
First Financial Bank
Attn: Courtesy Cash
PO Box 2000
Greensburg, IN 47240
Ready Reserve is a line of credit and is subject to credit approval. If you overdraw your account, funds are transferred to your checking account to cover any check, ATM or debit transaction. You will be notified, and have the opportunity to pay back your ready reserve account at any time.
If your account becomes overdrawn, available funds from another savings, checking or money market account are transferred to your checking account to cover the overdraft amount.