Identity theft happens when someone uses information about you without your permission. There are many pieces of your personal information they could use including:
They might use the information to apply for a credit card in your name. They can change the address, have the bills come to them and then not pay them. You might have to pay for what the thief buys even if you did not know about the purchases. A thief could also use your information to open a cable, phone or gas and electric account. They could steal your tax refund or get medical services under your name. All of these things will have an impact on your credit rating which can keep you from getting credit cards or loans when you need them. Businesses look at your credit report and if they see the thief's delinquent activity, they might not rent to you or allow you to get utilities.
There are different ways to tell if a thief has obtained your information. You may find withdrawals that you did not make on your bank account statement, or charges on a credit card for purchases you did not make. If you notice you have not been getting a certain bill in the mail, it could be that someone has taken over that account. Another good way to check for identity theft is to review your credit report for suspicious activity.
There are many things you can do (or not do) to prevent identity theft. The most important of these is to not share personal information. Just because someone asks for it, does not mean they should have it. Here are some tips for keeping your information secure:
Never take the security of your personal information for granted. If you do fall victim to identity theft, report it to the Federal Trade Commission (FTC) online at IdentityTheft.gov or by phone at 1-877-438-4338.
The information on this page is accurate as of January 2021 and is subject to change. First Financial Bank is not affiliated with any third-parties or third-party websites mentioned above. Any reference to any person, organization, activity, product, and/or service does not constitute or imply an endorsement. By clicking on a third-party link, you acknowledge you are leaving bankatfirst.com. First Financial Bank is not responsible for the content or security of any linked web page. Member FDIC / Equal Housing Lender.
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