*APY=Annual Percentage Yield. Rate is subject to change. Prime rate is tied to Wall Street Journal Prime rate. Must be 18 or older to open an account and minimum deposit to open is $5,000. Minimum balance to earn interest is $.01, otherwise there is no minimum balance. Balances less than $5,000 are subject to a lower APY. Six withdrawals are allowed per month before excessive withdrawal fee of $10 applies. APY current as of 05/23/16.

**APY=Annual Percentage Yield. APY is accurate as of 11/01/16. Rate is subject to change. Minimum deposit of $5,000 required to open new certificate. This offer is for Personal and Business Certificates only. The interest rate and APY are indexed to and will float with Wall Street Journal Prime Rate minus 2.60%. and has floor rate of 1.00%. Upon maturity, certificate automatically renews to standard 36 term and current rate at time of renewal. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Call or visit a local banking center for additional details..

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