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Smiling parents preparing breakfast while young son sits on kitchen counter

checking made simple

Our checking accounts fit seamlessly into your life, no matter your needs or lifestyle. From accounts with loan benefits1 to accounts without overdraft fees, we have you covered.

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Looking for more fun in the sun this summer?

Upgrade your yard, take a dream vacation, or give your house a facelift with our limited-time HELOC offer of 5.99% APR for 6 months.2

Apply now Why we love HELOCs

Planning to buy a home this year?

Getting pre-qualified makes it easier to achieve your home ownership dream.

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Is your contact information up-to-date?

Keeping your information up-to-date is the best way to secure your account and ensure you never miss an important message from us.

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Looking to grow your savings?

Our CD and money market specials make it easy. Find the best rates in your area or contact your local financial center to learn more.

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Which loan or line of credit is right for your business?

Business owners, we bring the same personalized touch and customized services we offer with our personal products to our business relationships.

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Wealth management on your terms

Yellow Cardinal is our premiere wealth management organization specializing in bespoke personal and business services.

For you For your business

Stay on top of fraud

Visit the fraud resource center to learn how to recognize the red flags of text and email scams, and stop fraud before it happens.

View the latest scams How to beat text scams

Community Benefits Agreement

We’re committed to improving lives and helping communities thrive. Our support for lending and investments to low- and moderate-income clients and census tracts helps build paths for prosperity today, tomorrow and for the future.

$2.4 billion
over five years in our local communities

$1.075 billion
in community development lending & investments

$18 million
in philanthropy donations

Agreement details

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1 Can be applied to new originations of personal, auto, motorcycle, boat, RV, and home equity loans/lines (excludes mortgages and first lien position home equity loans). Loan rate discounts may vary based on First Financial Bank checking account type (excluding Health Savings and Money Market Savings accounts) and requires Automatic Funds Transfer (AFT) Agreement to have your recurring payment automatically deducted. All loans are subject to credit review and approval and rates are subject to change without notice.

2 APR = Annual Percentage Rate. Introductory rates start at 5.99% for the first 6 months. $10,000 minimum loan amount or increase to existing line required. Eligible on owner occupied properties only. Must apply by September 30, 2025 for promotional rate. Non-promotional rate ranges from 7.60% to 11.05% APR. All loans subject to credit review and approval and rates are subject to change without notice. For additional information on loan benefits, please view our checking account options.

First Financial Bank is not affiliated with any third parties mentioned above. Any reference to any person, organization, activity, product, and/or services does not constitute or imply an endorsement. By clicking on a third-party link you acknowledge you are leaving bankatfirst.com.

All deposit accounts are subject to the Account Terms and Conditions, Special Handling/Electronic Banking Disclosure of Charges, and possibly other disclosures.