SBA Loan Program

 

First Financial Bank is proud to be a Preferred Lender of the Small Business Administration. In fact, First Financial prides itself on consistently being recognized as one of the Top 10 Lenders in Ohio and being a Bank that meets the demands of small businesses and the demand of providing the best solutions.

SBA Offerings

A SBA loan gives you the convenience of working with your trusted team at First Financial, while having the added security of a loan in conjunction with the federal government. The Small Business Administration provides loans for credit-worthy purposes such as the acquisition of business real estate, machinery or equipment, working capital or other ventures. Our team will help you understand what loans you may be eligible for and facilitate the loan.

Explore some of our most popular offerings below!

SBA 7(A) Loans

The Small Business Administration 7(a) loan program is the most frequently used government-enhanced small business loan program. Loan proceeds may be used for a plethora of business needs: from acquiring real estate, equipment, re-financing, business acquisitions, establishing a new business, expansion of existing businesses, the 7(a) program meets the needs of today’s emerging business with capacity of a lending loan size of up to $5,000,000.

SBA website -
7(a) loans

SBA Express

SBA Express loans can be granted to businesses that are in need of a revolving line of credit. With less paperwork and a quick funding process, a small to medium sized business can obtain a convenient line of credit up to $350,000. Funds can be used for startup, expansion, inventory, or working capital.








SBA website -
Express

SBA CAPLine

The SBA CAPLines program is designed to help small businesses meet their financial and cyclical working capital needs. With the ability to offer up to 5MM in a revolving line of credit, small businesses now have the ability to address their short-term working capital needs. Whether to finance accounts receivable, specific contracts, seasonality of their business, the CAPLine product can create the winning solution so many small business owners need.

SBA website -
CAPLines

SBA 504 Loan

The 504 SBA Loan provides small businesses with long-term, fixed-rate financing to acquire major fixed assets for expansion or modernization. The assets are typically real estate, buildings, equipment and/or machinery. The SBA loan amounts can go up to $5.5MM and financing is typically secured in conjunction with a Certified Development Company (CDC).




SBA website -
504 Loans

For further information on specific rates and terms of this loan program, please visit the SBA website. The terms and conditions are solely within the control of the SBA and may change at any time at the sole discretion of the SBA. All loans are subject to credit approval.

Lending Solutions

When it comes to evolving your business, appropriately structured financing can play a major role. Let us help you discover the right lending solutions to foster growth. Subject to credit approval.

learn more

Security Tips & Advice

Keep your accounts and information safe. Check our our page filled with tips and advice on how ways to improve the security of important information related to you and your business.

learn more

WorkLife Program

Work. Life. Our goal is to help you and your employees balance work and life by providing financial solutions to improve their quality of life. We believe all employees deserve a little something extra when it comes to banking.

learn more