Make The Most Of Your Home’s Equity

3.20% APR1 until 2020

Take advantage of a rate lower than most credit cards and make your home’s equity work for you.  With a home equity line of credit, you can check off your To Do list and turn your Do’s into Done.

But don’t stop there.  You can also use it to pay for more than just projects around the house, such as:

  • Consolidating debt
  • Paying for an education
  • Buying a new car
  • Taking a vacation
We Can Help You Determine
Which Option Is Right For You

Apply online or in person at one of our convenient banking centers

Home Equity Line of Credit (HELOC) - Use equity in your home to set up an equity line checking account with a variable rate and interest-only payments. You decide when and how to use your money.2

Home Equity Term Loan - As an alternative to our variable rate lines of credit, we also offer fixed rate loans with fixed payments and terms up to 20 years. Please visit your local banking center or apply online below.2

Home Equity Line of Credit

  • Competitive variable rate with fixed rate lock option3
  • Access your available credit when you need it
  • Interest only payments during the Draw Period4
  • No closing costs5

Home Equity Installment Loan

  • Fixed rate
  • Receive loan proceeds in a lump sum
  • Fixed monthly payments (principal and interest)
  • No closing cost option5

Mortgage Loan Solutions

Our mortgage loan officers work side-by-side with you to evaluate your financing options, answer your questions and guide you through the process as you make this important home-buying decision. Let First Financial help find the right loan for you.

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Credit Cards

Experience the financial freedom of purchasing all the things you need with a Visa® credit card from First Financial Bank. Let us know how you'd like to use your card and we'll be happy to set up an account that's best for you. Subject to credit approval.

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Personal Checking

Save time and money with our flexible spending accounts. All of our personal accounts include unlimited check writing, free ATM transactions within our network, free Visa® check card, and free online banking and bill payment.

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