saying goodbye is easier than you think

Don’t let your to-do list stand in your way when switching banks

Many people stick with a bank even if they’re less than satisfied with it—and even after they’ve realized there’s a better bank out there.

That’s understandable. You may be unsure where to begin, or you might worry about disrupting the automatic online payments linked to your current bank account. When you’re short on time or are overwhelmed with a long to-do list, switching banks may seem like one more hassle that you just can’t deal with right now.

But switching to First Financial isn’t hard. It only takes a few steps, and we’ll guide you through the process. We’re here to help you simplify your life and reach your goals—and the sooner you make the switch, the sooner you can start enjoying the benefits.

A good relationship with your bank is a big part of a healthy financial life. You have a lot to gain by checking this task off your list—and it’s a lot easier than you might have imagined.

How switching banks works

It’s easy! First, you open a new account. Then you update your direct deposit, automatic payments, and automatic withdrawals—we have a handy checklist to help ensure you don’t overlook anything. Once you are confident you’ve transferred all of your direct deposits, bills, and payments, you can transfer the remaining money from your old account. That’s it! From there, you can officially bid your old bank farewell.

A good relationship with your bank is a big part of a healthy financial life.

We’ll help you each step of the way, from figuring out which type of account is best for you to closing out your old account and making sure you haven’t left any loose ends. Once your account is set up, we can also help ensure you have all the right tools to successfully manage your finances such as Panorama, our online banking tool that allows you to easily track and manage your money—including credit cards, loans and all bank accounts at other financial institutions.

Switch banks in four easy steps, download our guide

Open your new account

Review transactions

Review and make a list of all the transactions in the last six months from your old account that you need to move to your new account, such as:

  • Direct deposits (paychecks, Social Security)
  • Mortgage, loan or credit card payments
  • Insurance (auto, home, life)
  • Utilities (gas, electric, water, TV/internet/phone)
  • Gyms, streaming services, shopping sites

Update automatic transactions with your new account information

  • In most cases, you can make these changes online or by phone.
  • Some may require your routing and account number, while others may use your new debit card.

Close your old account

  • Ensure all of your bills and payments have been transferred from your old account.
  • Transfer remaining funds from your old bank to your new account.
  • Fill out a quick form requesting to close your old accounts and send it to your former bank.

The information on this page is accurate as of January 2021 and is subject to change. First Financial Bank is not affiliated with any third-parties or third-party websites mentioned above. Any reference to any person, organization, activity, product, and/or service does not constitute or imply an endorsement. By clicking on a third-party link, you acknowledge you are leaving bankatfirst.com. First Financial Bank is not responsible for the content or security of any linked web page. Member FDIC / Equal Housing Lender.

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First Financial Bank is not affiliated with any third-party websites. Any reference to any person, organization, activity, product, and/or services does not constitute or imply an endorsement. First Financial Bank is not responsible for the content or security of any linked web page.